Summary
Before you get started, here’s a quick recap of what you’re applying for:
Westpac Choice
- An everyday account with a Debit Mastercard®¹ to make deposits and withdrawals, payments online or on the Westpac App
- $0 Account-Keeping Fee for the first 12 months (usually $5 per month). After this, the fee will continue to be waived if you; deposit at least $2,000 each month, are under the age of 30 or are a full-time tertiary student
- You’re at least 14 years old with an Australian residential address (under 14s apply in branch with a parent or guardian).
Are you currently living in Australia?
Yes
No
What kind of account do you need?
Single
Joint
Are you already a Westpac customer?
Yes
No
What to have handy
- Your Westpac Online Banking sign in details.
Ready to get started?
What to have handy
By continuing you agree
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information
- You agree to provide your consents to us
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations
- You agree to Financial Services Guide (PDF 249KB)Online Banking Terms and Conditions (PDF 407KB)Deposit Accounts for Personal Customers (PDF 622KB)Westpac Debit Mastercard® Terms and Conditions (PDF 201KB)
Ready to get started?
Is applicant 1 already a Westpac customer?
Yes
No
Is applicant 2 already a Westpac customer?
Yes
No
What to have handy?
- Both applicants will need their Westpac Online Banking sign in details
- To gain full access to your account, you’ll need to be registered for Westpac Protect SMS Code. We’ll send an SMS Code to both applicants before you open your account.
By continuing you both agree
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information
- You agree to provide your consents to us
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations
- You agree to Financial Services Guide (PDF 249KB)Online Banking Terms and Conditions (PDF 407KB)Deposit Accounts for Personal Customers (PDF 622KB)Westpac Debit Mastercard® Terms and Conditions (PDF 201KB)
- You agree to hold the account in joint names (to open an account in trust you’ll need to visit a branch)
- You agree that you have permission to give us personal information about any joint applicants.
Ready to get started?
Complete your application in branch together
If you or the person you’re applying with is a new Westpac customer, you’ll need to visit a branch together to open your account. Please make sure you both bring:
- Your tax details. We’ll need your Tax File Number (TFN) and if you’re a foreign tax resident, we’ll also need your tax residency details
- Suitable ID. You’ll both need to be verified separately.
You can use our identification checklist to work out which documents you’ll need for your situation.
To ensure we’re best prepared to help you, please call the branch first to make an appointment.
Is applicant 2 already a Westpac customer?
Yes
No
Complete your application in branch together
If you or the person you’re applying with is a new Westpac customer, you’ll need to visit a branch together to open your account. Please make sure you both bring:
- Your tax details. We’ll need your Tax File Number (TFN) and if you’re a foreign tax resident, we’ll also need your tax residency details
- Suitable ID. You’ll both need to be verified separately.
You can use our identification checklist to work out which documents you’ll need for your situation.
To ensure we’re best prepared to help you, please call the branch first to make an appointment.
What to have handy
By continuing you both agree
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information
- You agree to provide your consents to us
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations
- You agree to Financial Services Guide (PDF 249KB)Online Banking Terms and Conditions (PDF 407KB)Deposit Accounts for Personal Customers (PDF 622KB)Westpac Debit Mastercard® Terms and Conditions (PDF 201KB)
- You agree to hold the account in joint names (to open an account in trust you’ll need to visit a branch)
- You agree that you have permission to give us personal information about any joint applicants
- You agree to comply with all applicable Australian and International laws relating to the account(s) including any exchange control laws.
Ready to get started?
You’ll need to be in Australia to open an account with us. Once you arrive, you’ll need to provide an Australian residential address and phone number.
Things you should know
1
Debit Mastercard®: Westpac Choice Youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.