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Summary

Double check the details before opening your account

Choice for new arrivals

A Westpac Choice everyday bank account for people who have arrived in Australia in the last 12 months

The important numbers

$0 Account-keeping fee for the first 12 months (usually $5) or as long as you're under 30, a full time student in Australia, or deposit at least $2,000 each month

If you're under 14, a parent or guardian will need to open your account at a Westpac branch. You don't need to attend in person as long as your parent or guardian has a correct and original form of identification for you. 

What you get

  • Access to your money with a Debit Mastercard®¹ and a range of digital wallets (including Apple Pay & Google Pay)

  • Access to exclusive offers and discounts

  • 24/7 Fraud monitoring

  • Fraud Money Back Guarantee 4

Get $50 on us

Open a new Westpac Choice account by 30 September 2024, and make a single deposit of $100 within 10 days of opening#. 

New arrivals to Australia aged 18 years or older. T&Cs and eligibility criteria apply.

Things you should know
1 Debit Mastercard®: holders need to be at least 8 years of age and have an Australian residential address to be eligible for the card. 
4 Westpac Fraud Money Back Guarantee: Customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Westpac promptly.
 
# $50 Cashback offer: Fees and charges apply. Read the  Deposit Accounts for Personal Customers Terms and Conditions (PDF 1MB) before making a decision and consider whether the product is right for you. To receive AUD50, you must: open a new Westpac Choice account between 1 May 2024 and 30 September 2024, have never held a transaction account with Westpac before, and make single deposit of AUD100 into the new account within 10 days of account opening.  The offer is available for customers who are new to Australia (arrived in the last 12 months) and over 18 years of age. Customers must hold a valid foreign issued identification document in our  identification checklist (PDF 657KB). For joint accounts, both account holders must not have held a Westpac transaction account before.​ The AUD50 promotion amount will be paid into the customer’s Westpac Choice account within 50 days of meeting these terms and conditions. The Westpac Choice account must remain open during that period to receive the cashback reward. Limited to only one eligible account per eligible customer (including where it is a joint account) and paid to the Westpac Choice account that was opened first. Not available in conjunction with any other offer unless we determine otherwise. We reserve the right to withdraw, amend or extend this offer at any time. We recommend you seek an independent, professional tax advice to determine tax implications on the cashback based on your personal circumstances.