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Summary

Before you get started, here’s a quick recap of what you’re applying for:

Business One Plus

Our everyday business account designed for businesses that mainly bank electronically but also want an allowance of free staff-assisted transaction each month.

  • Exclusive partner offers on key business services
  • 25 staff-assisted transactions a month
  • Business Debt Mastercard with temporary card lock feature2,3
  • Link your card to Apple Pay, Google Pay TM or Samsung TM to take payment with your smartphone or wearable
  • Optional overdraft facility4

The important numbers

  • $10 monthly fee
  • $0 international transfers5
  • Unlimited free electronic transactions1
  • $3 staff-assisted transactions include cheques written, collected, and deposited, branch assisted deposits and withdrawals, and narrated credits
  • Business One Plus does not pay interest

Eligibility check for online opening

  • Sole trader
  • Operating in Australia with an Australian address
  • 18+ years old (applicant plus all signatories)

Are you a sole trader?

 

Are you already a Westpac customer?

What to have handy

  • Your Westpac Online banking sign in details. To save you time, we’ll pre-fill details that we already know about you.

By continuing you agree

To make it a little easier, we’ve summarised the info you need to know. If you want the full details, use the following links before starting your application.

Ready to get started?

Yes, continue

No, I want to look at something else.

What to have handy:

  • Your mobile phone by your side.
  • Two of the below ID documents to verify your identity:
    • Australian driver licence
    • Medicare card
    • Passport
    • Australian birth certificate
  • Have your ABN and foreign tax details handy, if applicable.

By continuing you agree

To make it a little easier, we’ve summarised the info you need to know. If you want the full details, use the following links before starting your application.

Ready to get started?

Yes, continue

No, I want to look at something else.

Complete your application in branch

At the moment, you can only apply online for a Westpac Business One Plus account if you are a sole trader.

If you or the person you’re applying with need to visit a branch to open your account. Please make sure you:

  • Find out what ID and other documentation you need to provide in the new customer checklist.
  • To ensure we’re best prepared to help you, please call the branch first to make an appointment.

 

Find a branch
Things you should know
^Introductory fixed bonus rate:

Bonus offer available from 20/11/2023 for a limited time only for new Business Cash Reserve accounts who have never held a Business Cash Reserve account before.

Not available for all customers who are relationship managed. If you’re experiencing issues with getting this bonus offer, please contact a Westpac branch

Not available in conjunction with any other offer unless we determine otherwise

We reserve the right to withdraw, amend or extend this offer at any time.

 

1. Fees may be incurred for certain electronic transactions such as foreign transactions and withdrawals from some overseas ATMs. Customers must be able to meet any applicable fees and charges. For a complete view of fees, please refer to our Terms and Conditions (PDF 805KB).


2. Business Debit Mastercard® holders need to be at least 18 years of age, and other eligibility criteria apply.
 

3. Card Lock will temporarily stop new transactions on your card for up to 15 days or until reactivated. The card will reactivate after 15 days if you do not cancel the card. Cards to which a temporary lock can be applied will be listed when you sign in to Mobile Banking or Online Banking and visit Lock a card temporarily under Cards services.
 

4. Optional overdrafts are subject to credit approval, eligibility criteria and fees.
 

5. Westpac transfer fees still apply for funds sent in Australian dollars. Receiving bank fees may also apply, check the currency converter for indicative rates and fees.