Summary Bundle
Before you get started, here’s a quick recap of what you’re applying for.
The important stuff
Westpac Bump Savings
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Westpac Choice Youth†
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Special offer
Under 18? Get $30 on us
Open a new Bump savings account and a Westpac Choice Youth everyday account, or just the account you don't have. Deposit $100 into your Bump account within 30 days of opening your new account(s), and we'll deposit $30 into your Choice Youth account.
T&Cs and eligibility criteria apply*
Age of account holder
Under 14
14-17
- Parents or guardians need to complete the application for children under 14
Are you (the parent or guardian) already an existing Westpac customer?
Yes
No
Is your child already a Westpac customer?
Yes
No
What to have handy
- You’ll need to be registered for Westpac Protect SMS Code. We’ll send you an SMS Code before you open your child's account
By continuing you agree
To begin, you acknowledge:
- You have read our Privacy Statement which explains how we collect, use and disclose your and your child’s personal information, including marketing communications which we’ll send to your child.
- you have read our Financial Services Guide (PDF 249KB) which provides important information on the financial services and products we offer as a financial services licensee.
By opening the account, you agree both for you and on behalf of your child:
- That you are the parent or guardian of the child who is opening the account (“your child”)
- To the Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB) and the Online Banking Terms and Conditions (PDF 620KB) that apply to the products and services your child is applying for.
- To us sending you a Debit Mastercard® and linking it to your child’s account,as set out in the Westpac Debit Mastercard Terms and Conditions (PDF 210KB) (if applicable).
- To provide your consents to the actions we may take in processing your application including:
- for us to contact you about this application
- for you to receive communications about your account, as well as account statements and terms and conditions electronically. You may change your communication preferences in Online Banking or by contacting us at any time. If you are not registered for Online Banking, they will receive account statements in paper form.
- To acknowledge your obligations including Anti-Money Laundering/Counter-Terrorism Funding requirements and our other reporting obligations if you are a foreign tax resident.
- That the Westpac Choice Youth account will transition to a Westpac Choice account when your child turns 18 and that certain account features will no longer be available at that time.
- That the Westpac Bump savings account will transition to a Westpac Life account when your child turns 18 and that certain account features will no longer be available at that time.
Ready to get started?
What to have handy
By continuing you agree
To begin, you acknowledge:
- You have read our Privacy Statement which explains how we collect, use and disclose your and your child’s personal information, including marketing communications which we’ll send to your child.
- you have read our Financial Services Guide (PDF 249KB) which provides important information on the financial services and products we offer as a financial services licensee.
By opening the account, you agree both for you and on behalf of your child:
- That you are the parent or guardian of the child who is opening the account (“your child”)
- To the Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB) and the Online Banking Terms and Conditions (PDF 620KB) that apply to the products and services your child is applying for.
- To us sending you a Debit Mastercard® and linking it to your child’s account,as set out in the Westpac Debit Mastercard Terms and Conditions (PDF 210KB) (if applicable).
- To provide your consents to the actions we may take in processing your application including:
- for us to contact you about this application
- for you to receive communications about your account, as well as account statements and terms and conditions electronically. You may change your communication preferences in Online Banking or by contacting us at any time. If you are not registered for Online Banking, they will receive account statements in paper form.
- To acknowledge your obligations including Anti-Money Laundering/Counter-Terrorism Funding requirements and our other reporting obligations if you are a foreign tax resident.
- That the Westpac Choice Youth account will transition to a Westpac Choice account when your child turns 18 and that certain account features will no longer be available at that time.
- That the Westpac Bump savings account will transition to a Westpac Life account when your child turns 18 and that certain account features will no longer be available at that time.
Ready to get started?
Complete your child's application in branch
If you are applying on behalf of your child and you are a new Westpac customer, you’ll need to visit a branch to open your child's account. Please make sure you bring:
- Your child’s tax details. We’ll need your child’s Tax File Number (TFN) and if you or your child is a foreign tax resident, we’ll also need your tax residency details
- Suitable ID. You’ll both need to be verified separately.
You can use our identification checklist to work out which documents you’ll need for your situation.
To ensure we’re best prepared to help you, please call the branch first to make an appointment.
If you're an Aboriginal or Torres Strait Islander and don't have any of the required forms of identification, please call our
Indigenous Call Centre on
1800 230 144 Monday to Friday 9am - 6.30pm ACST or
visit your nearest branch.
- 14-17 year olds can complete the application themselves (they don't need a parent or guardian to complete)
Are you (the 14-17 year old) an existing Westpac customer?
Yes
No
What to have handy
- Your Westpac Online Banking sign in details.
By continuing you agree
To begin, you acknowledge:
- You have read our Privacy Statement which explains how we collect, and disclose your personal information, including marketing communications which we send to you.
- you have read our Financial Services Guide (PDF 249KB) which provides important information on the financial services and products we offer as a financial services licensee.
By opening the account, you agree:
- To the Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB) and the Online Banking Terms and Conditions (PDF 620KB) that apply to the products and services you are applying for.
- To us sending you a Debit Mastercard® and linking it to your account, as set out in the Westpac Debit Mastercard Terms and Conditions (PDF 210KB).
- To provide your consents to the actions we may take in processing your application including:
- for us to contact you about this application
- for you to receive communications about your account, as well as account statements and terms and conditions electronically. You may change your communication preferences in Online Banking or by contacting us at any time. If you are not registered for Online Banking, you will receive account statements in paper form.
- To acknowledge your obligations including Anti-Money Laundering/Counter-Terrorism Funding requirements and our other reporting obligations if you are a foreign tax resident.
- That the Westpac Choice Youth account will transition to a Westpac Choice account when you turn 18.
- That the Westpac Bump savings account will transition to a Westpac Life account when you turn 18
Ready to get started?
What to have handy
By continuing you agree
To begin, you acknowledge:
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information.
- you have read our Financial Services Guide (PDF 249KB) which provides important information on the financial services and products we offer as a financial services licensee.
By opening the account, you agree:
- To the Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB) and the Online Banking Terms and Conditions (PDF 620KB) that apply to the products and services you are applying for.
- To us sending you a Debit Mastercard® and linking it to your account, as set out in the Westpac Debit Mastercard Terms and Conditions (PDF 210KB).
- To provide your consents to the actions we may take in processing your application including:
- for us to contact you about this application
- for you to receive communications about your account, as well as account statements and terms and conditions electronically. You may change your communication preferences in Online Banking or by contacting us at any time. If you are not registered for Online Banking, they will receive account statements in paper form.
- To acknowledge your obligations including Anti-Money Laundering/Counter-Terrorism Funding requirements and our other reporting obligations if you are a foreign tax resident.
- That the Westpac Bump savings account will transition to a Westpac Life account when your child turns 18 and that certain account features will no longer be available at that time.
- That the Westpac Choice Youth account will transition to a Westpac Choice account when you turn 18 and that certain account features will no longer be available at that time.
Ready to get started?
Things you should know
Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB)
Online Banking Terms and Conditions (PDF 620KB)
1 Debit Mastercard: You need to be at least 8 years of age, and have an Australian residential address to be eligible for the card. The debit card is automatically linked when the account is opened, except for children under 14. For children 8-13, a parent or guardian must order their card separately.
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Bonus interest: You will be eligible for bonus interest during the month (a month is the period from close of business on the last business day of the previous month to close of business on the last business day of the current month) and subject to transaction processing time, if:
a. your account balance has not fallen below $0; and
b. you (or someone on your behalf) have made a deposit of any amount (interest paid into your account does not qualify as a deposit in terms of bonus interest eligibility); and
c. the account balance on the last business day of the month is higher than the account balance on the last business day of the previous month.
Note: Bonus interest is calculated in the system after 11:59pm on the last business day of the month. Any transaction processed before 11:59pm may impact bonus interest eligibility.
a. your account balance has not fallen below $0; and
b. you (or someone on your behalf) have made a deposit of any amount (interest paid into your account does not qualify as a deposit in terms of bonus interest eligibility); and
c. the account balance on the last business day of the month is higher than the account balance on the last business day of the previous month.
Note: Bonus interest is calculated in the system after 11:59pm on the last business day of the month. Any transaction processed before 11:59pm may impact bonus interest eligibility.
* Youth Promotion Terms and Conditions
- To receive $30 you must meet the eligibility criteria and satisfy the requirements in these Terms and Conditions. This promotion is available from 05/12/2024 to 28/02/2025.
- Available to new or existing Westpac customers under 18 years of age (Customer), who have not previously held a Westpac Bump Savings and/or Westpac Choice (Youth) account.
- This promotion excludes Customers who have opened and closed both of these accounts, as well as joint accounts.
- During the promotion, the Customer must open the required account(s) so that the customer holds both a Bump Savings and Choice (Youth) account in the Customer’s name (account(s) must be active and ready to use), and must deposit a cumulative minimum of $100 into one Bump Savings account within 30 days of opening the account(s).
- Deposit must be Customer initiated and does not include interest payments into your account.
- The $30 promotion amount will be paid into the Customer’s Westpac Choice (Youth) account within 50 calendar days of meeting these Terms and Conditions. Both the Westpac Bump Savings and Westpac Choice (Youth) accounts must remain open during that period for the $30 promotion amount to be paid.
- Each eligible youth Customer is only entitled to one $30 promotion amount payment when the Customer has met all the requirements set out in these Terms and Conditions.
- In the event multiple eligible accounts are opened for the same Customer, the $30 promotion amount will be paid to the Customer’s Westpac Choice (Youth) account that was opened first and active.
- We reserve the right to withdraw, amend or extend this offer at any time.
- Deposit Accounts for Personal customers Terms and Conditions (PDF 645KB) apply to Westpac Bump Savings and Westpac Choice (Youth) accounts. Please read these terms and conditions carefully to determine whether these products are right for your needs and requirements.
† If you have opted out of marketing, bundled accounts cannot be opened. You need to apply for the Savings and Westpac Choice Youth accounts separately.
Mastercard® is a registered trademark of Mastercard International Incorporated.