Welcome to Westpac Choice

Get started with your new Westpac Choice account with Debit Mastercard®, for instant access to a world of rewards and savings, in the Westpac App.

Get up and running 

Download the Westpac App to explore exclusive Westpac-only discounts, cashbacks, and deals. 

Start using your Digital Card

There’s no need to wait for your physical card. Use the digital version in the Westpac App to spend online or download your Digital Card to your mobile wallet for in-store purchases.

Use your Digital Card

Get access to sweet rewards

Your Westpac Debit Mastercard gives you exclusive discounts, cashbacks and attractive offers. Get a sweet deal from popular food, travel, home, fashion, tech and lifestyle brands.

Westpac Rewards

Regularly check in so you don’t miss out

With an ever-expanding list of offers, here’s a taste of some of the big brands you’ll find with Westpac Rewards:

Download the Westpac App

Download from the App Store

Download from the Play Store

Let’s get you banking anywhere, anytime 

Got your Digital Card? Use the Westpac App to manage your Westpac Choice account on the go.

Make your first deposit

Start using your Westpac Choice account to manage your everyday banking. Discover a host of online options to transfer funds, make payments or set up repeat payments.

Payments and transfers

Keep track of spending

With the Westpac App Budget Tools, you control your money. View income vs expenses, track your monthly spending per category and spot saving opportunities.

Budget Tools

What else can I manage online?

Accounts

Access balances without signing in, manage notifications, nickname accounts, or update contact details.
 

Cards

Activate a card, lock a missing card, report a card lost or stolen or request a replacement in Cards Hub.
 

Transactions

Access details, search for past transactions and download a transaction or balance report when needed.
 

Shopping

Save with cashbacks, offers and rewards when shopping online or get tips and advice on improving safety.
 

Manage your money with a Debit Card

If you’re at least 8 years old, you can link a Debit Mastercard®2 to your Westpac Choice Youth account, giving a kick-start to your money skills with kid-friendly features that will help keep your money safe and secure.

The debit card is automatically linked when the account is opened, except for children under 14. For children 8-13, a parent or guardian must order their card separately.

 

Weekly spend limit

So you don't spend all your money at once. The limit can be changed as you get more experience.

Card lock and unlock

Helps to keep your money safe if you’ve lost, misplaced or had your Debit Card stolen.

Kid rated shopping

Shop confidently in-store or online without the fear of spending at adult-only sites or retailers.

Parental notifications

Messages for parents or guardians about your account activity so they can guide and support you.3

Get more with Westpac

Make your dreams a reality with the Westpac Life Savings Goals feature

Bucket savings into different goals within one account, putting your savings on autopilot by setting up recurring transfers to your individual savings goals.

Discover Westpac Life

Any questions?

Find your answers faster in our popular FAQ topics.

Search FAQs

Westpac Choice

The simple-to-use everyday bank account packed with features.

Explore Choice

Contact us securely

Call us from the Westpac App to skip the security questions and talk to the right person.

Contact us in the Westpac App
Things you should know
Deposit Accounts for Personal customers Terms and Conditions (PDF 645KB) 
Westpac Debit Mastercard® Terms and Conditions (PDF 210KB)
Online Banking Terms and Conditions (PDF 620KB) 
Find out what information you need to provide to become a customer (PDF 657KB) 
 
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change. 
 

Who can apply for a Debit Mastercard?

Debit Mastercard®: Westpac Choice Youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address. 

Read the  Apple Pay Terms and Conditions (PDF 42KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our  Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 
 
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

 

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google LLC. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

PayID® and PayTo® are registered trademark of NPP Australia Limited. 
 

The Westpac App is only available for use by Westpac Australia customers. 

Internet connection is needed to access Westpac Mobile Banking app. Normal mobile data charges apply.
 
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 
 

Android, Google Play and the Google Play logo are trademarks of Google LLC.