GET MY PERSONALISED RATE
Get your rate in under 5 minutes - without affecting your credit score.
1. About you
We’ll need limited personal details to generate a personalised rate as well as retrieve other credit information (including your credit score). This won’t affect your credit score and you can decide not to continue with your application at any time.
2. About your loan
Choose your loan type – either our Unsecured Personal Loan or our secured Car Loan – as well as other details.
3. Get your rate
We’ll crunch the numbers to get your personalised rate and estimated repayments. Continue with your application straight away for a faster response. Getting a personalised rate doesn’t guarantee your loan application will be approved. If you do continue with your application, a credit check will be carried out and recorded on your credit report.
Get started
To give you a personalised rate in connection with your application for a personal loan, we'll send information you give us to Equifax. That's so we can get credit information (including your credit score) and give you a personalised rate. This won't affect your credit score and you can decide not to continue with your application at any time.
Getting a personalised rate doesn’t guarantee your loan application will be approved. If you do continue with your application, a credit check will be carried out and recorded on your credit report.
Are you a Westpac customer with online banking?
If you're an existing customer and have online banking, save time and sign in to get your personalised rate.
Simply answer a few questions to find out your personalised rate and estimated repayments. Your personalised rate is based on your loan details, and your credit score from Equifax.
Things you should know
##The lending establishment fee will be added to your loan amount. Please read full terms and conditions before making a decision to apply for a Westpac Personal Loan.
~Car Loan for eligible Electric or Hybrid engine types is subject to an interest rate discount of 0.5% p.a., applied at the time of application. Electric and Hybrid Car Loan interest rate, inclusive of 0.5% p.a. discount, is 5.99% p.a (comparison rate 7.20% p.a.^)
Credit provided by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.