Everyday Bank Account
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Let's get you started
What kind of account do you need?
Single
Joint
Are you already a Westpac customer?
Yes
No
Who can open
- Westpac customers 14 years or over. Applying on behalf of somebody younger?
- Anyone with an Australian residential address.
Did you arrive in Australia within the last 12 months?
- Do you have a Concession or Health Care card or receive an Australian Government benefit payment that makes you eligible to hold a Concession or Health Care card? You may be eligible for a Westpac Choice Concession account.
- If you are under 30 years old or a full time tertiary student account-keeping fee is waived.
What you'll need
- Your Westpac Online Banking credentials. You can always register for online Banking if you haven't already.
Things You Should Know
To make it a little easier, we’ve summarised the info you need to know. If you want the full details, use the following links before starting your application.
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information.
- You agree to provide your consents to us.
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations.
- You agree to Financial Services Guide (PDF 249KB), Online Banking Terms and Conditions (PDF 620KB), Deposit Accounts for Personal Customers (PDF 645KB), Westpac Debit Mastercard® Terms and Conditions (PDF 210KB).
Let's get started!
Your application will be saved for 14 days if you’d like to complete it later.
Who can open
- Anyone 14 years or over. Applying on behalf of somebody younger?
- Anyone with an Australian residential address.
Did you arrive in Australia within the last 12 months?
- Do you have a Concession or Health Care card or receive an Australian Government benefit payment that makes you eligible to hold a Concession or Health Care card? You may be eligible for a Westpac Choice Concession account.
- If you are under 30 years old or a full time tertiary student account-keeping fee is waived.
What you'll need
- Your mobile phone by your side.
- Two of the below ID documents to verify your identity:
- Australian Driver's Licence
- Medicare Card
- Passport
- Australian Birth Certificate
- Australian Driver's Licence
- Have your foreign tax details handy, if applicable.
If you're an Aboriginal or Torres Strait Islander and don't have any of the required forms of identification, please call our
Indigenous Call Centre on
1800 230 144 Monday to Friday 9am - 6.30pm ACST or
visit your nearest branch.
Things You Should Know
To make it a little easier, we’ve summarised the info you need to know. If you want the full details, use the following links before starting your application.
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information, including marketing communications we send to you.
- You agree to provide your consents to us.
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations.
- You agree to comply with all applicable Australian and International laws relating to the account(s) including any exchange control laws.
- You agree to Financial Services Guide (PDF 249KB), Online Banking Terms and Conditions (PDF 620KB), Deposit Accounts for Personal Customers (PDF 645KB), Westpac Debit Mastercard® Terms and Conditions (PDF 210KB).
Let's get started!
Your application will be saved for 14 days if you’d like to complete it later.
Is applicant 1 already a Westpac customer?
Yes
No
Is applicant 2 already a Westpac customer?
Yes
No
Who can open
- Westpac customers 14 years or over.
- Those with an Australian residential address who are currently in Australia.
Applying from overseas or new to Australia?
- Do at least one of you hold a Concession or Health Care card or receive an Australian Government benefit payment that makes you eligible to hold a Concession or Health Care card? You may be eligible for a Westpac Choice for Concession Holders.
- Are you 55 years of age or over and retired? You may be eligible for Westpac Choice 55+ and Retired account.
- If you are under 30 years old or full time tertiary student account-keeping fee is waived.
What you'll need
- Your Westpac Online Banking credentials. You can register for Online Banking if you haven’t already.
- To gain full access to your account, you’ll need to be registered for Westpac Protect SMS Code. We’ll send an SMS Code to both applicants before opening your account.
Things You Should Know
To make it a little easier, we’ve summarised the info you need to know. If you want the full details, use the following links before starting your application.
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information.
- You agree to provide your consents to us.
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations.
- You agree to hold the account in joint names (to open an account in trust you’ll need to visit a branch).
- You agree that you have permission to give us personal information about any joint applicants.
- You agree to Financial Services Guide (PDF 249KB), Online Banking Terms and Conditions (PDF 620KB), Deposit Accounts for Personal Customers (PDF 645KB), Westpac Debit Mastercard® Terms and Conditions (PDF 210KB).
Let's get started!
Complete your application in branch together
If you or the person you’re applying with is a new Westpac customer, you’ll need to visit a branch together to open your account. Please make sure you both bring:
- Your tax details. We’ll need your Tax File Number (TFN) and if you’re a foreign tax resident, we’ll also need your tax residency details.
- Suitable ID. You’ll both need to be verified separately.
You can use our identification checklist to work out which documents you’ll need for your situation.
To ensure we’re best prepared to help you, please call the branch first to make an appointment.
Is applicant 2 already a Westpac customer?
Yes
No
Complete your application in branch together
If you or the person you’re applying with is a new Westpac customer, you’ll need to visit a branch together to open your account. Please make sure you both bring:
- Your tax details. We’ll need your Tax File Number (TFN) and if you’re a foreign tax resident, we’ll also need your tax residency details.
- Suitable ID. You’ll both need to be verified separately.
You can use our identification checklist to work out which documents you’ll need for your situation.
To ensure we’re best prepared to help you, please call the branch first to make an appointment.
Who can open
- Westpac customers 14 years or over.
- Those with an Australian residential address who are currently in Australia.
Applying from overseas or new to Australia?
- Do at least one of you hold a Concession or Health Care card or receive an Australian Government benefit payment that makes you eligible to hold a Concession or Health Care card? You may be eligible for a Westpac Choice for Concession Holders.
- Are you 55 years of age or over and retired? You may be eligible for Westpac Choice 55+ and Retired account.
- If you are under 30 years old or full time tertiary student account-keeping fee is waived.
What you'll need
- Your mobile phone by your side.
- Two of the below ID documents to verify your identity:
- Australian Driver's Licence
- Medicare Card
- Passport
- Australian Birth Certificate
- Australian Driver's Licence
- Have your foreign tax details handy, if applicable.
- The other applicant's email address and mobile number.
If you're an Aboriginal or Torres Strait Islander and don't have any of the required forms of identification, please call our
Indigenous Call Centre on
1800 230 144 Monday to Friday 9am - 6.30pm ACST or
visit your nearest branch.
Things You Should Know
To make it a little easier, we’ve summarised the info you need to know. If you want the full details, use the following links before starting your application.
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information.
- You agree to provide your consents to us.
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations.
- You agree to hold the account in joint names (to open an account in trust you’ll need to visit a branch).
- You agree that you have permission to give us personal information about any joint applicants.
- You agree to Financial Services Guide (PDF 249KB),
Online Banking Terms and Conditions (PDF 620KB),
Deposit Accounts for Personal Customers (PDF 645KB), - That you want us to send you each a debit card, and to the
Westpac Debit Mastercard® Terms and Conditions (PDF 210KB). - That both account holders can transact on the account individually, for example, withdraw funds without permission from the other account holder.
Let's get started!