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Westpac Choice

  • An everyday account with a Debit Mastercard®¹ to make deposits and withdrawals, payments online or on the Westpac App
  • $5 a month Account-keeping fee. Waived if you're under 30, a full-time tertiary student, new to Australia (for the first 12 months) or you deposit at least $2,000 each month. Fee also waived for Westpac Choice accounts opened online by 30 September 2025 (for the first 12months)#
  • You’re at least 14 years old with an Australian residential address.

What kind of account do you need?

 

Are you already a Westpac customer?

What to have handy

  • Your Westpac Online Banking sign in details.

By continuing you agree

To begin, you acknowledge:

By opening the account, you agree:


Ready to get started?

Other options
  • Under 18 or applying on behalf of somebody younger? Learn more

Things you should know
1  Debit Mastercard®: Westpac Choice Youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address.

 

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

 

# Open a new Westpac Choice account online between 1 February 2024 and 30 September 2025 to have the monthly Account Keeping fee waived for the first 12 months. At the end of the 12-month period, the monthly Account Keeping fee (currently $5) will apply unless the minimum monthly deposit criteria are met. Individual(s) under the age of 30, New Arrivals, and students are ineligible for this Offer. This offer is not applicable to the Westpac Choice Concession account. For joint accounts, individuals must meet the eligibility criteria for the fee waiver to apply. Other fees and charges, terms and conditions apply to the Westpac Choice account. This offer may be repeated from time to time, withdrawn, varied, or extended at any time.