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Summary

Before you get started, here’s a quick recap of what you’re applying for:

Westpac Choice

  • An everyday account with a Debit Mastercard®¹ to make deposits and withdrawals, payments online or on the Westpac App
  • $5 a month Account-keeping fee. Waived if you're under 30, a full-time tertiary student, new to Australia (for the first 12 months) or you deposit at least $2,000 each month. Fee also waived for Westpac Choice accounts opened online by 30 September 2025 (for the first 12months)#
  • You’re at least 14 years old with an Australian residential address (under 14s apply in branch with a parent or guardian).

What kind of account do you need?

 

Are you already a Westpac customer?

What to have handy

  • Your Westpac Online Banking sign in details.

Ready to get started?

Yes, continue

No, I want to look at something else.

Other options
  • Under 18 or applying on behalf of somebody younger? Learn more

What to have handy

Your mobile

A secure code will be sent to your mobile to verify your phone number.

Two of these ID documents

  • Passport
  • Medicare card
  • Australian driver license
  • Australian birth certificate

If your details are entered incorrectly or we’re unable to identify you, your application will need to be completed in branch.

 

If you’re Aboriginal or Torres Strait Islander and don't have the required documents, call our Indigenous Call Centre on 1800 230 144 Monday to Friday 9am – 6:30pm ACST or visit your nearest branch.

Foreign tax details

Only applicable if you're liable to pay tax in another country.

By continuing you agree

Ready to get started?

Yes, continue

No, I want to look at something else.

Other options
  • Under 18 or applying on behalf of somebody younger? Learn more

Is applicant 1 already a Westpac customer?

Is applicant 2 already a Westpac customer?

What to have handy?

  • Both applicants will need their Westpac Online Banking sign in details
  • To gain full access to your account, you’ll need to be registered for Westpac Protect SMS Code. We’ll send an SMS Code to both applicants before you open your account.

By continuing you both agree

Ready to get started?

Yes, continue

No, we want to look at something else.

Other options
  • Under 18 or applying on behalf of somebody younger? Learn more

Complete your application in branch together

If you or the person you’re applying with is a new Westpac customer, you’ll need to visit a branch together to open your account. Please make sure you both bring:  
 

  • Your tax details. We’ll need your Tax File Number (TFN) and if you’re a foreign tax resident, we’ll also need your tax residency details

  • Suitable ID. You’ll both need to be verified separately.
     

You can use our identification checklist to work out which documents you’ll need for your situation.

To ensure we’re best prepared to help you, please call the branch first to make an appointment.

 

If you're Aboriginal and Torres Strait Islander and you don't have any of the required forms of identification, please call our Indigenous Call Centre on 1800 230 144 Monday to Friday 9am - 6.30pm ACST or visit your nearest branch.
Find a branch

Is applicant 2 already a Westpac customer?

Complete your application in branch together

If you or the person you’re applying with is a new Westpac customer, you’ll need to visit a branch together to open your account. Please make sure you both bring:  
 

  • Your tax details. We’ll need your Tax File Number (TFN) and if you’re a foreign tax resident, we’ll also need your tax residency details

  • Suitable ID. You’ll both need to be verified separately.
     

You can use our identification checklist to work out which documents you’ll need for your situation.

To ensure we’re best prepared to help you, please call the branch first to make an appointment.

 

If you're Aboriginal and Torres Strait Islander and you don't have any of the required forms of identification, please call our Indigenous Call Centre on 1800 230 144 Monday to Friday 9am - 6.30pm ACST or visit your nearest branch.
Find a branch

What to have handy

Your mobile

A secure code will be sent to your mobile to verify your phone number.

Two of these ID documents

  • Passport
  • Medicare card
  • Australian driver license
  • Australian birth certificate

If your details are entered incorrectly or we’re unable to identify you, your application will need to be completed in branch.

 

If you’re Aboriginal or Torres Strait Islander and don't have the required documents, call our Indigenous Call Centre on 1800 230 144 Monday to Friday 9am – 6:30pm ACST or visit your nearest branch.

Foreign tax details

Only applicable if you're liable to pay tax in another country.

By continuing you both agree

Ready to get started?

Yes, continue

No, we want to look at something else.

Other options
  • Under 18 or applying on behalf of somebody younger? Learn more

Things you should know
1  Debit Mastercard®: Westpac Choice Youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address.

 

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

 

# Open a new Westpac Choice account online between 1 February 2024 and 30 September 2025 to have the monthly Account Keeping fee waived for the first 12 months. At the end of the 12-month period, the monthly Account Keeping fee (currently $5) will apply unless the minimum monthly deposit criteria are met. Individual(s) under the age of 30, New Arrivals, and students are ineligible for this Offer. This offer is not applicable to the Westpac Choice Concession account. For joint accounts, individuals must meet the eligibility criteria for the fee waiver to apply. Other fees and charges, terms and conditions apply to the Westpac Choice account. This offer may be repeated from time to time, withdrawn, varied, or extended at any time.