Summary
Before you get started, here’s a quick recap of what you’re applying for:
Westpac Choice
- An everyday account with a Debit Mastercard®¹ to make deposits and withdrawals, payments online or on the Westpac App
- $0 Account-Keeping Fee for the first 12 months (usually $5 per month). After this, the fee will continue to be waived if you; deposit at least $2,000 each month, are under the age of 30 or are a full-time tertiary student
- You’re at least 14 years old with an Australian residential address.
Special offer
Get $50 on us
Open a new Westpac Choice account by 31st March 2025, and make a single deposit of $100 within 10 days of opening.
Must be 18 years or older T&Cs and eligibility criteria apply.#
What kind of account do you need?
Single
Joint
Are you currently living in Australia?
Yes
No
Are you already a Westpac customer?
Yes
No
What to have handy
- Your Westpac Online Banking sign in details.
Ready to get started?
What to have handy
By continuing you agree
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information
- You agree to provide your consents to us
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations
- You agree to Financial Services Guide (PDF 249KB)Online Banking Terms and Conditions (PDF 620KB)Deposit Accounts for Personal Customers (PDF 645KB)Westpac Debit Mastercard® Terms and Conditions (PDF 210KB)
- You agree to comply with all applicable Australian and International laws relating to the account(s) including any exchange control laws.
Ready to get started?
You’ll need to be in Australia to open an account with us. Once you arrive, you’ll need to provide an Australian residential address and phone number.
Are you both currently living in Australia?
Yes
No
Are you already a Westpac customer?
Yes
No
What to have handy
- Your Westpac Online Banking sign in details.
Ready to get started?
What to have handy
By continuing you agree
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information
- You agree to provide your consents to us
- You will need to also acknowledge your obligations under AML/CTF and disclose if you have any other reporting obligations
- You agree to Financial Services Guide (PDF 249KB)Online Banking Terms and Conditions (PDF 620KB)Deposit Accounts for Personal Customers (PDF 645KB)Westpac Debit Mastercard® Terms and Conditions (PDF 210KB)
- You agree to comply with all applicable Australian and International laws relating to the account(s) including any exchange control laws.
Ready to get started?
You’ll both need to be in Australia to open an account with us. Once you arrive, you’ll need to provide an Australian residential address and phone number.
Things you should know
1
Debit Mastercard®: Westpac Choice Youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address.
#
$50 Cashback offer: Fees and charges apply. Read the
Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB) before making a decision and consider whether the product is right for you. To receive AUD$50, you must: open a new Westpac Choice account between 1 December 2024 and 31 March 2025, have never held a transaction account with Westpac before, and deposit a minimum of $100 into the new account within 10 days of account opening. The offer is available for customers who are new to Australia (arrived in the last 12 months) and over 18 years of age. Customers must hold a valid foreign issued identification document in our
identification checklist (PDF 657KB). For joint accounts, both account holders must not have held a Westpac transaction account before. The AUD$50 promotion amount will be paid into the Customer’s Westpac Choice account within 50 days of meeting these Terms and Conditions. The Westpac Choice account must remain open during that period to receive the cashback reward. Limited to only one eligible account per eligible individual (including where it is a joint account) and paid to the Westpac Choice account that was opened first. Not available in conjunction with any other offer unless we determine otherwise. We reserve the right to withdraw, amend or extend this offer at any time. We recommend you seek an independent, professional tax advice to determine tax implications on the cashback based on your personal circumstances.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.