Summary
Before you get started, here’s a quick recap of what you’re applying for.
Westpac Choice Youth
- An everyday account with a Debit Mastercard®¹ for those aged 8+, to make deposits and withdrawals, payments online or on the Westpac App
- $0 Account-keeping fees for under 18's
- A Westpac Bump Savings account can be opened at the same time to help under 18's kick-start their savings
Age of account holder
Under 14
14-17
- Parents or guardians need to complete the application for children under 14
Are you (the parent or guardian) already an existing Westpac customer?
Yes
No
Is your child already a Westpac customer?
Yes
No
What to have handy
- You’ll need to be registered for Westpac Protect SMS Code. We’ll send you an SMS Code before you open your child's account
By continuing you agree
To begin, you acknowledge:
- You have read our Privacy Statement which explains how we collect, use and disclose your and your child’s personal information, including marketing communications which we’ll send to your child.
- You have read our Financial Services Guide (PDF 249KB) which provides important information on the financial services and products we offer as a financial services licensee.
By opening the account, you agree both for you and on behalf of your child:
- That you are the parent or guardian of the child who is opening the account (“your child”)
- To the Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB) and the Online Banking Terms and Conditions (PDF 620KB) that apply to the products and services you are applying for.
- To us sending your child a Debit Mastercard® and linking it to your child’s account, as set out in the Westpac Debit Mastercard Terms and Conditions (PDF 210KB) (if applicable).
- To provide your consents to the actions we may take in processing your application including:
- for you to receive communications about your account, as well as account statements and terms and conditions electronically. You may change your communication preferences in Online Banking or by contacting us at any time. If you are not registered for Online Banking, they will receive account statements in paper form.
- To the obligations relating to the products and services being applied for including Anti-Money Laundering/Counter-Terrorism Funding requirements and our other reporting obligations if you are a foreign tax resident.
- That the Westpac Choice Youth account will transition to a Westpac Choice account when your child turns 18 and that certain account features will no longer be available at that time.
Ready to get started?
What to have handy
By continuing you agree
To begin, you acknowledge:
- You have read our Privacy Statement which explains how we collect, use and disclose your and your child’s personal information, including marketing communications which we’ll send to your child.
- You have read our Financial Services Guide (PDF 249KB) which provides important information on the financial services and products we offer as a financial services licensee.
By opening the account, you agree both for you and on behalf of your child:
- That you are the parent or guardian of the child who is opening the account (“your child”)
- To the Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB) and the Online Banking Terms and Conditions (PDF 620KB) that apply to the products and services you are applying for.
- To us sending your child a Debit Mastercard® and linking it to your child’s account, as set out in the Westpac Debit Mastercard Terms and Conditions (PDF 210KB) (if applicable).
- To provide your consents to the actions we may take in processing your application including:
- for you to receive communications about your account, as well as account statements and terms and conditions electronically. You may change your communication preferences in Online Banking or by contacting us at any time. If you are not registered for Online Banking, they will receive account statements in paper form.
- To the obligations relating to the products and services being applied for including Anti-Money Laundering/Counter-Terrorism Funding requirements and our other reporting obligations if you are a foreign tax resident.
- That the Westpac Choice Youth account will transition to a Westpac Choice account when your child turns 18 and that certain account features will no longer be available at that time.
Ready to get started?
Complete your child's application in branch
If you are applying on behalf of your child and you are a new Westpac customer, you’ll need to visit a branch to open your child's account. Please make sure you bring:
- Your child’s tax details. We’ll need your child’s Tax File Number (TFN) and if you or your child is a foreign tax resident, we’ll also need your tax residency details
- Suitable ID. You’ll both need to be verified separately.
You can use our identification checklist to work out which documents you’ll need for your situation.
To ensure we’re best prepared to help you, please call the branch first to make an appointment.
If you're an Aboriginal or Torres Strait Islander and don't have any of the required forms of identification, please call our
Indigenous Call Centre on
1800 230 144 Monday to Friday 9am - 6.30pm ACST or
visit your nearest branch.
- 14-17 year olds can complete the application themselves (they don't need a parent or guardian to complete)
Are you (the 14-17 year old) an existing Westpac customer?
Yes
No
What to have handy
- Your Westpac Online Banking sign in details.
By continuing you agree
To begin, you acknowledge:
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information, we collect, including marketing communications which we’ll send to you.
- you have read our Financial Services Guide (PDF 249KB) which provides important information on the financial services and products we offer as a financial services licensee.
By opening the account, you agree:
- To the Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB) and the Online Banking Terms and Conditions (PDF 620KB) that apply to the products and services you are applying for.
- To us sending you a Debit Mastercard® and linking it to your account, as set out in the Westpac Debit Mastercard Terms and Conditions (PDF 210KB).
- To provide your consents to the actions we may take in processing your application including:
- for us to contact you about this application
- for you to receive communications about your account, as well as account statements and terms and conditions electronically. You may change your communication preferences in Online Banking or by contacting us at any time. If you are not registered for Online Banking, you will receive account statements in paper form.
- To acknowledge your obligations including Anti-Money Laundering/Counter-Terrorism Funding requirements and our other reporting obligations if you are a foreign tax resident.
- That Westpac Choice Youth account will transition to a Westpac Choice account when you turn 18.
Ready to get started?
What to have handy
By continuing you agree
To begin, you acknowledge:
- You have read our Privacy Statement which explains how we collect, use and disclose your personal information, we collect, including marketing communications which we’ll send to you.
- you have read our Financial Services Guide (PDF 249KB) which provides important information on the financial services and products we offer as a financial services licensee.
By opening the account, you agree:
- To the Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB) and the Online Banking Terms and Conditions (PDF 620KB) that apply to the products and services you are applying for.
- To us sending you a Debit Mastercard® and linking it to your account, as set out in the Westpac Debit Mastercard Terms and Conditions (PDF 210KB).
- To provide your consents to the actions we may take in processing your application including:
- for us to contact you about this application
- for you to receive communications about your account, as well as account statements and terms and conditions electronically. You may change your communication preferences in Online Banking or by contacting us at any time. If you are not registered for Online Banking, you will receive account statements in paper form.
- To acknowledge your obligations including Anti-Money Laundering/Counter-Terrorism Funding requirements and our other reporting obligations if you are a foreign tax resident.
- That Westpac Choice Youth account will transition to a Westpac Choice account when you turn 18.
Ready to get started?
Things you should know
Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB)
Online Banking Terms and Conditions (PDF 620KB)
1
Debit Mastercard®: Westpac Choice Youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address.
2 Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ®
2 Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ®