Australia’s #1 Banking app…Again
Check out what makes us the best
Pay
Split group payments, pay in instalments or set up recurring bills all within a few simple taps.
Search
Find what you need. See your accounts at a glance, go straight to Smart Search, or explore our menus.
Budget
Manage your money with our tools. Explore budgeting, savings and bills features to help make your banking that bit simpler.
Secure
Use our dynamic CVC to help reduce the risk of fraud as it refreshes your card’s security number every 24 hours.
Download the Westpac App
If you are registered for Online Banking you automatically get access to the App.
Take a peek at some of our App features
We’ve put together a selection of tools and features to help make your every day that bit easier.
Budget tools
- Set category limits and track your income and spending with our budget insights.
Savings Finder
- Use our tool to help spot opportunities to save on your subscriptions and bills.
Get Bill reminders
- Receive notifications about upcoming bills when you set up Bills Calendar in the App.
Not a Westpac customer yet?
Enjoy the Westpac App’s features by becoming a customer. Let’s help you find an account that could fit.
Be the boss of your money
Your guide to setting up and using our money management tools. Smart, simple features designed to give you insights into your spending. Get started with 'Round 1: The playing field' by searching Money Bootcamp in the Westpac App.
What else is handy in the App?
Westpac Protect™ Online Banking Security Guarantee
If your Westpac account is compromised due to Online Banking fraud, we guarantee to repay any missing funds, provided you comply with our Online Banking Terms and Conditions.
Stop Fraudsters with our Dynamic CVC
Dynamic CVC reduces the risk of fraudulent card activity by 80% as it refreshes your Westpac Digital Card’s 3-digit security number every 24 hours – making your card details even more secure.
Get financially fit
Explore our financial wellbeing questionnaire to help you take control of your finances. Search wellbeing hub in the Westpac App to learn more.
Things you should know
*Westpac received the highest score in Digital experience review among Multi-Channel banks in Forrester’s proprietary 2024 Forrester Digital Experience Review of Australian Mobile Banking Apps conducted between June and July 2024. Forrester reviewed 4 banks’ mobile apps across 18 customer scenarios and combined this with a mobile banking app performance score from Forrester’s proprietary Customer Index Survey in Australia. These findings were then combined with findings from unmoderated usability testing with 40 customers of the included brands. Forrester Research does not endorse any company included in any Digital Experience Review and does not advise any person to select the products or services of any particular company based on the ratings included in such reports.
Read the Westpac Online Banking Terms and Conditions (PDF 392KB) at westpac.com.au before making a decision and consider whether the product is right for you.
Westpac’s Online Banking Security Guarantee - If your Westpac account is compromised due to Online fraud, we guarantee to repay any missing funds, provided you complied with our Online Banking Terms and Conditions. This includes keeping your sign-in details (including passwords, Westpac Protect™ Security codes) private, not participating in the unauthorised transaction, and immediately notifying us when you suspect an unauthorised transaction or potential fraud on your accounts.
The Digital Card is only available in the Westpac App and supported with the latest version of the Westpac App. The terms and conditions applicable to your product also apply to the use of your digital card. Online Banking Terms & Conditions also apply. You may not always be able to access your digital card.
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