Overdrafts

New Personal Overdrafts are no longer available. However, we do have an alternative line of credit - Flexi Loan - which you may want to consider to help manage cashflow and expenses.

Currently not for sale

Personal Overdraft

Please note this product is currently not for sale.

Find out more about our Flexi Loan as an alternate line of credit for personal use. 

  • 12.09% p.a. variable interest rate
  • $6 Monthly loan account fee (other fees may apply).

If you currently have a Personal Overdraft, you can find out more about that account here. 

Currently not for sale

Temporary Overdraft

Please note this product is currently not for sale.

If you currently have a Temporary Overdraft you can find out more about that account here. 

Overdraft for business

If you’re looking for a line of credit to attach to your business transaction account, find out more about our Business overdraft options 

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(Westpac customers only)

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Things you should know

Overdraft Terms and Conditions (PDF 650KB)

Variable rate may change without notice. Conditions, fees and lending criteria apply. Details available on request.