Personal Banking


Transaction Accounts
GOT $0 FEE
FOMO

Transaction Accounts
GOT $0 FEE
FOMO
Open a Westpac Choice account online and pay $0 account keeping fees for the first 12 months.
- It'll take just minutes to open.
- Get an award winning account.

Altitude Rewards
PAY WITH POINTS
FEELS LIKE FREE

Investor Property Dashboard
INSPECT YOUR INVESTMENT PROPERTY
Tools and calculators
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How much could I borrow?
Calculate how much you could borrow, and what your home loan repayments could be at different repayment frequencies.
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How much could I save?
Use our handy calculator to show how compound interest works on a savings account.
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What rate can I get for a Personal Loan?
Get your personalised rate in 2 minutes - without affecting your credit score.
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Prepare for your next life moment
Explore Australia’s #1 Banking App^
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Budget Planner
See your available cash at a glance, organise the day-to-day or save for something special with our Budget Planner tool.
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Bills Calendar
Don't miss a payment with Bills Calendar reminders. You can also add, track and review your regular expenses all in one place.
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Get spend and cash flow insights
Track your month-to-month Cash flow and spot areas where you could be making savings with your spend sorted in Categories.
Explore Westpac App
Articles to help you make smarter money choices
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How to avoid shopping scams
Worried about online shopping scams? Follow these six simple steps to help keep you safe.
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Help buying your first home
Let’s explore a few tips that may help you pay down your mortgage faster.
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Car finance options
A car loan is only one of several ways you can borrow money to buy a car. Look at your options.
We’re here to help you
Things you should know
*Based on monthly reporting, from 1st September 2023 to 31st August 2024, across all Westpac Rewards programs: Altitude Rewards, ShopBack and Discounts & Extras.
^Claim based on "The Forrester Digital Experience Review™: Australian Mobile Banking Apps, Q4 2023" an evaluation of five Australian Banks.