Making sustainable living an easier choice
What we're doing
We recognise that many customers want to see the action we’re taking to embed sustainability into our business, from our direct actions to our products and services. We're also introducing resources and features that may help our customers support their sustainable living goals.
Measure your carbon footprint in the Westpac App
The progressive rollout of our new Carbon Footprint Tracker feature has begun. Watch out for it on the home screen of your Westpac App.
We're helping by giving you more choices
Sustainable Upgrades home and investment loan
You could borrow up to $50,000 for energy-efficient or climate-resilient home upgrades as an extra loan, with no monthly fees and unlimited extra repayments.
Electric car loan
Want a new or used electric or hybrid car to reduce emissions and running costs? You might consider a Westpac Car Loan, as special rates apply to all eligible electric or hybrid vehicles.
Solar personal loan
Going solar could reduce your energy bills. You could apply for a personal loan for up to $50,000, with no security needed. Get your personalised rate without impacting your credit score.
Digital services
You could switch to digital services like digital mail and eStatements to receive information on your bank, loan, or credit card account, reducing the amount of paper you’ll receive from us.
Sustainable living ideas
Tips that may help reduce your carbon footprint
From taking your bike instead of your car to limiting your showers to just five minutes, discover the small changes you can make to help reduce your carbon footprint.
How technology is changing the face of farming
Discover the shift from traditional agriculture practices to reduce methane emissions, the need for harsh chemicals for weed eradication, and the idea of fenceless farms.
What people say they're doing
Recycling
83.4%
claim to recycle when possible
Save water
61.7%
shower in 10 minutes or less
Paperless
60.6%
choose to do paperless billing
Source: survey of 913 people by Southern Cross University2
Westpac’s goal is to become a net-zero climate resilient bank
In addition to joining the Net Zero Banking Alliance, we've continued our work to reduce our operational and financed emissions and align our lending portfolios with net-zero emissions by 2050, consistent with a maximum temperature rise of 1.5℃.
Sustainability at Westpac
Learn more about ways we seek to create the most meaningful economic, social and environmental impact to build better futures together.
Things you should know
Read the Westpac Online Banking Terms and Conditions (PDF 620KB) at westpac.com.au before making a decision and consider whether the product is right for you.
Last updated 1 Nov 2023.
The information provided relates to environment, social and governance (ESG) topics, including but not limited to climate change, targets, projections, scenarios, and other proxy data. All facts on our Sustainable Living Ideas website and CO2e values are estimates. The science, methodologies and data quality and availability relating to ESG topics are rapidly evolving and maturing, including the available data and variations in approaches and common standards in estimating and calculating emissions. There are inherent limitations in the current scientific understanding of climate change and its impact. Carbon footprint estimates are calculated based on industry averages only and are not specific to individual purchases or merchants. The calculations compare transactions conducted via eligible Westpac accounts against industry data provided by Connecting Good Australia Pty Limited (Cogo). Transactions categorised as pending or transfers aren’t included. All facts and CO2e values are estimates provided by and published with the permission of Cogo. The information is based on research at an industry level, will be updated as more information becomes available, and Cogo is responsible for its accuracy and completeness. Westpac gives no representation, warranty or guarantee (including as to the quality, accuracy or completeness) of this information. Climate and sustainability related forward-looking statements are not guarantees or prediction of future performance. Actual outcomes may differ from those expressed or implied and are not guarantees or predictions of future performance.
This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness for the information to your own circumstances and, if necessary, seek appropriate professional advice.
For more information on Cogo, visit the website www.cogo.co.
1. Certified under the Mastercard Sustainable Card Program Card Eco Certification (“CEC”) Scheme for the Greenpay Planet card body materials produced by IDEMIA and used for Westpac's new card designs.
The Digital Card is only available in the Westpac App and supported with the latest version of the Westpac App. The terms and conditions applicable to your product also apply to the use of your Digital Card. Online Banking Terms & Conditions also apply. You may not always be able to access your Digital Card.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
2. For this 2019 study, 913 respondents were administered online surveys in the United States and Australia. 20.7% of the sample was from Australia, and 79.3% identified as American. Additionally, the sample included 442 women, 469 men, and six participants identifying as neither male nor female. The median age of the group surveyed was 32 years old.
Southern Cross University, 7 July, 2019, Going Green (https://online.scu.edu.au/blog/going-green/)
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