Do your research
Buying smart is essential. Things like location, affordability, rental attractiveness, population growth, existing and planned amenities all have an impact.
Our lenders love to help!
Book an appointment
A dedicated lender will get back in touch with you within 1 business day. They’ll answer your questions about investment property home loans and guide you through next steps. Your lender will be able to start the application for you.
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Budget and cash flow
Based on your strategy, understand what you can afford and that the repayments are manageable. Use our repayment calculator to estimate your repayments and our affordability calculator to see what you could afford to borrow
Know what you’re looking for
Unit or house, regional or metro, features of the property, will you live in it or rent it out?
To assist with consistent cash flow, it’s important that your investment property is generating rent as much as possible.
This may mean taking the time to consider the needs of your potential tenants when you are making a decision. Often, an investment property will need to be close to facilities such as schools, universities, and hospitals, railway stations, shopping precincts, decent roadways and even airports.
Finding the right investment property is achieved by doing plenty of legwork. Fortunately, the online world makes this relatively accessible, with online real estate pages which enable you to search for an investment property around the clock.
We’re all familiar with the “Location, Location, Location” mantra. As a rule, the aim is to buy a quality, well-located investment property, where future tenants want to dwell.
Know your investment inside out
Search an address or suburb for our full online Property Reports, complete with expected rental yield and capital gains, sale histories, price guides and neighbourhood summary.
Rent vs Buy Calculator
Find out if you'll be in a better financial position in the future by renting or buying your own home with our calculators.
Things you should know
Conditions, credit criteria, fees and charges apply. Residential lending is not available for Non-Australian Resident borrowers.
This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and if necessary, seek appropriate professional advice. This includes any tax consequences arising from any promotions for investors and customers should seek independent, professional tax advice on any taxation matters before making a decision based on this information.