Home Loan Reference Interest Rates
Below are the reference rates for Owner Occupied Home Loans.
The reference rate is your variable interest rate before any discount or margin. To find out your reference rate, please refer to your loan contract or contact us on 132 558.
| Term | Interest rate | Comparison rate* |
|---|---|---|
| Flexi First Rate | 8.18% p.a. | 8.18% p.a. |
| Flexi First Interest Only Rate | 8.77% p.a. | 8.77% p.a. |
| Variable Housing Rate |
8.83% p.a. | 8.96% p.a. |
| Variable Interest Only Housing Rate | 9.42% p.a. | 9.55% p.a. |
| Rocket Variable Rate | 8.83% p.a. | 8.96% p.a. |
| Rocket Interest Only Rate | 9.42% p.a. | 9.55% p.a. |
Rates for other loan product types
Sustainable Upgrades home loan
| Variable rate | Comparison rate |
|---|---|
| 4.49% p.a | 4.87% p.a |
$4k to $50k loan amount on Principal & Interest repayments. 10-year maximum loan term. One Sustainable Upgrades home or investment loan per property.
Things you should know
All interest rates quoted are variable unless otherwise indicated. Fees and charges apply to the above lending products. Full details of terms and conditions are available on request. These may be varied or new terms and conditions introduced, in the future. All loans are subject to the Bank’s normal lending criteria. Interest rates are subject to change and margins may apply.
Key Fact Sheet for Home Loans
Key Fact Sheet for Home Loans
*Comparison rate: The comparison rate is based on a loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.