Compare business loans

• No need to secure the overdraft against any assets. 
• Facility can be repaid or redrawn at any time provided the amount outstanding remains within the approved limit 
• Interest is paid on the outstanding balance 
• Interest is calculated daily and charged on the last business day of each month.

$5k - $250k

Variable interest rates from 13.46% p.a. (base rate only, a margin or discount may apply). 

• Facility can be repaid or redrawn at any time provided the amount outstanding remains within the approved limit 
• Interest is paid on the outstanding balance 
• Interest charge cycles of monthly, quarterly or half yearly.

No minimum or maximum³

Variable interest rates from 7.86% p.a. (base rate only, a margin or discount may apply).

• Meet your contractual obligations to a supplier or vendor, whilst having the comfort of your cash being held on deposit in your name with the bank. 
• Bank Guarantees require security in the form of cash held on deposit with the bank, or real estate of a type and value acceptable to the bank. 

Get in touch with us for details about a Bank Guarantee.

• Make repayments over monthly instalments instead of one upfront insurance premium cost
• Flexible as can assist with Professional Indemnity, Workers Compensation, General Business Insurance, Motor Vehicle Fleet registrations and CTP.

Minimum annual total insurance costs of $5k

The interest rate for insurance premium finance is dependent on a number of factors, including the amount financed, the type of insurance and the term of the finance.

• Funds generally available within 24 hours⁵
• Invoices act as security - no real estate necessary - although regular lending criteria applies.

Minimum $500k

The interest rate for invoice finance is dependent on a number of factors.

• Available to existing Westpac customers 
  
• Maximum term of up to 5 years² 
• Flexible repayment frequency.

$5k - $250k

Fixed interest rates available for 1 - 5 years

• Maximum term of 30 years¹ 
• Flexible repayment frequency 
• Redraw option available on variable rate loans
• LVR of up to 80% or 100% depending on security offered*

Minimum $20k 

Variable interest rates from 7.66% p.a. (base rate only, a margin or discount may apply).

• Minimum term: 30 days, maximum term: 30 years - residential or term deposit security. 
• Redraw option available on variable interest rate option⁴
• Progressive draw down option available on variable rate option.

Minimum $250k

Variable or fixed interest rates linked to the Bank Bill Swap Rate (BBSY).

• 1 to 7 year term
• Finance options can be structured over the life expectancy of your asset 
• Flexible repayment terms.

Minimum $15k                          

Fixed interest rate                     

• 1 to 7 year term 
• Finance options can be structured over the life expectancy of your asset 
• Flexible repayment terms. 

Minimum $15k                           

Fixed interest rate