Ways to pay
Pay with your phone
With your choice of wallets you can now carry your eligible Westpac cards with your smartphone. You can make purchases at millions of stores worldwide, at any terminal where contactless payments are accepted.
Wearables
Our range of payment wearables gives you the freedom to leave your wallet or card at home. Whether going for a run or grabbing a quick coffee, you can pay on the go.
Fitbit devices
- Personal trainer & wallet in one
- Google Pay works with your compatible Fitbit device
- Pair with your Apple™ or Android™ device
- For Westpac Mastercard or Visa cards
Garmin Pay™
- Works with your compatible Garmin® watch
- Use anywhere contactless payments are accepted
- Pair with your Apple™ or Android™ device
- For Westpac Mastercard or Visa cards
Digital Card
Always have your money within reach with the Digital Card. Use it just like your physical card to shop online, pay bills, make in-app purchases and set up your recurring card payments, or even add it to your mobile or wearable wallet to shop in-store.
Digital Card
- Highly secure – your 3-digit security number is dynamic, refreshing every 24 hours.
- Convenience – A digital version of your credit or debit card.
- Compatibility – add your details to your mobile or wearable wallets.
- Available 24/7 in your Westpac App.
Make regular or recurring purchases and payments
Save your card with your regular providers for added convenience or connect to them using My Merchants for added security. Set up PayTo agreements with participating businesses to securely authorise and manage your payments online.
My Merchants
- Shop and order online without needing to share your card details. Merchants won’t be holding onto your physical card details, helping to protect you online and pay more conveniently.
Save your card details
- Save the hassle and keep your card details saved for recurring payments like your phone bill or streaming services, and in apps you use often. It’s fast, convenient and safe. Plus, it’s simple to set up.
Take the reins on payments with PayTo
- See, review and authorise all new PayTo payments before the money leaves your account.
- Cancel or pause payments anytime in the Westpac App on Online Banking.
- Easy to set up with your PayID or eligible BSB and account number.
Pay friends
Paying friends money you owe them, splitting bills when out to dinner or even just paying a tradesman in real time, effortlessly and securely.
PayID
- Pay family and friends and get paid 24/7 in real time, in your Online Banking
- Payments will go through in less than a minute across all banks
- Easier for friends and family to pay your mobile phone number when you create a PayID
Beem It app
- Pay and get paid 24/7 in real time, securely with any bank issued Visa or Mastercard® Debit card
- Request payments from friends and use the bill splitting feature
- Available to customers with a Visa or Mastercard® debit card
Things you should know
Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.
A Visa or Mastercard debit card attached to an Australian bank account is required to use the Beem It app.
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google LLC. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
PayID® and PayTo® are registered trademark of NPP Australia Limited.