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WELCOME TO AUSTRALIA

We’re here to help make the move and settling in a little easier. Let’s help get your Australian bank account up and running.

Why choose Westpac?

1st and largest banking network

Giving you access to more branches and ATMs than any other Australian banking network. As at 30/06/2024. T&Cs apply.

No.1 banking app in Australia

For the second year in a row, by Forrester’s Digital Experience Review of Australian Mobile Banking Apps (June and July 2024).*

Promoting anti-scam innovation

Finding better ways to keep you safe from scams. Protect your money with Dynamic CVC, Westpac Verify, SaferPay and more.

How to open a Westpac bank account

When you arrive

Find a home and a mobile provider.

You’ll need:

  • An Australian residential address
  • A mobile phone. 

You might want to start with a Westpac Choice everyday transaction account. You can open this account online or in-branch.

Your identification

You'll need 2 forms of ID to open a bank account with Westpac:

  • Passport
  • Driver licence with photo
  • Birth certificate
  • Medicare card

Identification Checklist (PDF 657KB)

Find a Westpac branch

If you can’t open your account online, or you need to be verified in person, find a Westpac branch.

Living in Australia

Get helpful tips on things you might need to know about banking and setting up your new life in Australia.

Turn your expenses into Cashback with Westpac

Setting up a new life can be costly. Our partner ShopBack could help you earn Cashback on over 4,000 online and in-store brands. Link your Westpac debit or credit card for cash back on dining, clothing, homewares, technology and more. T&Cs apply.

Find out more

Save on bank fees

  • $0 Account-keeping fees

    For at least the first year on new accounts for eligible customers.

  • $0 Cash withdrawal fees within Australia

    In branch, from our ATMs and select partner ATMs. Plus, unlimited transactions and account enquiries. Fees may apply for withdrawals overseas.

  • $0 International transfer fees

    If you send foreign currency overseas using Online Banking or the Westpac App. Other fees may apply.

Pay no Account-keeping fee for the first 12 months (usually $5 per month). After this, the fee will continue to be waived for:

  • Customers that deposit at least $2,000 each month
  • Customers under the age of 30
  • Customers who are full-time tertiary students.

Get started with a Westpac Choice everyday account

Live and work in Australia

An everyday account, called a current or checking account in other countries, comes with a debit card. It’s great for getting paid, shopping online or in stores, and paying bills.

Learn more

International students

This account has no monthly fees as they’re waived if you’re studying full-time. You can receive money from family overseas, pay for things you need, and use your debit card to shop online or in stores.

Find out how

We speak your language

If English is not your first language, we offer:

  • Language help and translation services
  • ATMs with 9 languages other than English
  • Easy English Guides for banking and other services.

 

Find out more

Looking for something different?

Online savings account

 Get up to 4.95% p.a. total introductory rate

Open an eSaver savings account with your everyday account. You could save with unlimited withdrawals and bonus interest for the first 5 months.

Discover how

Business account

Setting up a business in Australia? We have a range of accounts that can help get your business banking sorted.

Find out more

Help when you need it

More options

Rates, tools and calculators

Handy guides and articles

Westpac Choice for new arrivals

It’ll take just minutes to open

Open now

Give us a call

1300 558 724

8am – 8pm (Sydney time) 7 days
(you can ask for an interpreter for translation services if needed)

Find a branch

Visit your local branch

Things you should know

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 712KB)

Westpac Debit Mastercard® Terms and Conditions (PDF 210KB)

Online Banking Terms and Conditions (PDF 1MB)

Find out what information you need to provide to become a customer (PDF 657KB)

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.


1st and largest banking network: As at 30 June 2024, based on number of Westpac Group branches & ATMs, and atmx & Precinct ATMs that funds from Westpac Australia accounts can be accessed.

*Claim based on The Forrester Digital Experience Review™: Australian Mobile Banking Apps, 2024 evaluation of four Australian Banks.