Using and making changes to your card

Adding an additional card holder is an ideal way to share the benefits and convenience of your credit card with someone else without having to open a new credit card account.
You can apply to decrease or increase your credit limit to better manage your finances at any time.
You can take the hassle out of credit card repayments by setting up an automatic payment every month to your card. You can choose to pay the full balance.
Using your credit card to shop online is not only convenient; it also means the world becomes your shopping mall.
You might find that over time your credit card has not kept up with your needs. Perhaps you want a credit card that offers more features, or you’re looking for a card with a lower purchase rate.
Direct debits are a handy way to pay your regular bills such as power, gas and phone or gym membership automatically from your credit card.
Consolidating multiple balances from non-Westpac credit cards, charge cards or store cards can save you the hassle and cost of maintaining several cards and could offer several benefits.
Information and frequently asked questions about Westpac’s contactless technology
Contactless technology offers you a faster way to pay with your contactless card.