Latest Information
The Westpac Lite Visa card is no longer available for sale. Here's a full list of our available credit cards.
If you currently have a Westpac lite card, nothing has changed. All benefits, features and fees outlined on this page still apply.
The important numbers
The Westpac Lite Card offers existing cardholders:
- a variable rate of 9.90% p.a. on purchases you make with the card
- No foreign transaction fees.
- A $9 monthly card fee and no annual card fee.
- no interest on purchases for up to 45 days when you pay your balance (including monthly card fee) in full each month.
What fees apply to this card?
| Variable interest rate on purchases | 9.90% p.a. |
| Cash advance fee | Cash advances not available |
| Monthly card fee | $9 |
| Foreign transaction fee | $0 |
| Missed payment fee | $0 |
| Non-Westpac Group ATM fee | Although not a Westpac fee, using your card in a non-Westpac Group ATM may result in a charge to you. Avoid this fee by using one of Westpac’s extensive network of ATMS across Australia (including any St.George, BankSA and Bank of Melbourne ATMs). Find a Westpac Group ATM. |
| Credit card surcharge | In some instances, businesses may administer a ‘surcharge’ for credit card payments. Usually, these are a percentage fee of your purchase amount. Ask the merchant if a surcharge applies and how much it is before paying if you’re unsure. |
Things you should know
Find out what information you need to provide to become a customer (PDF 657KB)
Credit criteria, fees and charges apply. Credit Card Product Switches, upgrades or Westpac group staff are ineligible.
Balance transfers into the Westpac Lite Card are not available.
Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.
Android and Google Play are trademarks of Google Inc.
Samsung, Galaxy S are trademarks of Samsung Electronics Co. Ltd.
Visa is a registered trademark of Visa Worldwide PTe Limited.
Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.
Westpac is the credit provider and credit licensee under National Consumer Credit Laws.