Understanding life insurance
What do I need to know?
Find out how life insurance works and the ways it can help you protect the life you love.
What is life insurance and how does it work?
Each insurance protects your life in a different way. Find out about the different types of insurance you may need to help you live the life you’ve planned.
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TAL’s Accelerated Protection Life Insurance
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What is Life Insurance?
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What is Income Protection?
Life insurance articles
Dedicated to empowering Australians to make the right financial decisions, with insightful content about protecting you and your loved ones, health, family and finances.
Need to know more about life insurance?
You can learn more about Life Insurance and cover options on the TAL website or visit the ASIC’s MoneySmart website. The information you provide on the TAL website will be subject to TAL’s Privacy Statement and Privacy Policy, available on their website.
Things you should know
Any financial product advice provided on this website is of a general nature only and does not take into account your personal circumstances. Westpac refers customers to TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life), the issuer of life insurance policies. TAL Life is part of the TAL Dai-ichi Life Australia Pty Ltd ABN 97 150 070 483 group of companies (TAL). If you purchase a life insurance policy as a result of a referral from us, Westpac will receive a commission of 10% of your premiums (exclusive of GST) for the period you continue to hold a policy.
Before purchasing life insurance, you should read the Product Disclosure Statement (PDS) and the Target Market Determination (TMD) to help you decide if life insurance is appropriate to your objectives, circumstances and needs. You can obtain the PDS and TMD from TAL’s website or by calling TAL on 1300 345 620.
By accessing TAL’s website, you will enter a third-party site not owned by Westpac. Any personal information you provide to TAL's website will be collected, used, and disclosed in accordance with TAL's Privacy Statement and Privacy Policy, also available on their website.
If you would like help deciding whether life insurance is right for you, we recommend speaking to a financial adviser.