WESTPAC REWARDS
Westpac Rewards
Whether you prefer points, discounts, the ka-ching of cashback, or a combination of all three, Westpac Rewards has something for you. From great deals across travel, tech, home, fashion and more to cashback on well-known brands, there’s always something on offer. It’s all about helping you get the most out of your Westpac debit or credit card all year round.
We’ve rewarded our customers with over $171m* in value in the last year so make sure you grab your share.
Sign into the Westpac App and search Westpac Rewards today to get rewarded.
Here's what you could get with Westpac Rewards
Discounts & Extras
Sweet discounts are on the cards for Westpac debit and credit card customers from a range of partners like Wotif, Samsung, AGL, JB Hi-Fi, Pandora and many more.
Plus, if you’re a Westpac credit card customer, you’ll also get exclusive cashback deals from our Westpac Extras partners. Enjoy cashback to your account on eligible transactions from well-loved brands – from department stores and supermarkets to petrol stations, travel partners and more. Better still, these cashback offers are on top of any in-store sales, discounts, loyalty benefits and credit card reward points.
To find out more visit Westpac Extras.
ShopBack
We've partnered with ShopBack to give you Cashback offers from over 4,000 online, in-store and gift card brands like Woolworths, Coles, Amazon, eBay, Pizza Hut, Expedia and more. You can even take advantage of ongoing promotions or sales at the same time.
Plus, if you link and use your Westpac debit or credit card on ShopBack or the Westpac App, you can also score bonus Cashback on select purchases.
Simple access to offers
Explore popular offers with brands you know and love in the Westpac App.
Year-round offers
Find great offers and Cashback deals on ShopBack every day of the year.
Upsized Cashback
Keep an eye out for ShopBack’s flash sales to earn even more Cashback.
Westpac Wednesdays
Check out the special offers every Wednesday for even bigger bonus Cashback.
To find out more visit Westpac Lounge on ShopBack.
Altitude Rewards points
Earn points on everyday eligible purchases with Westpac Altitude Rewards.
You have flexibility and choice on how you use your Altitude Rewards points. If you've got $3 of points or more, you can use the Pay with Points feature anywhere Mastercard® is accepted on any purchase of $3 or more.
Plus, you can also choose to redeem them for digital gift cards, a rebate on your credit card statement or annual fee or donate them to charity. You can also convert your points to one of our transfer partners.
To find out more visit Altitude Rewards | Westpac.
How to access Westpac Rewards?
1. Open Westpac App, click on More and then Westpac Rewards.
2. Browse through offers from Discounts & Extras, ShopBack, Altitude Rewards or Westpac promotions.
3. Select the deal you want and follow the prompts.
Things you should know
Westpac Debit Mastercard® Terms and Conditions (PDF 210KB)
Westpac Extras Terms and Conditions (PDF 370KB)
Westpac Online Banking Terms and Conditions
Credit Card Terms and Conditions (PDF 264KB)
Altitude Rewards Terms and Conditions (PDF 98KB)
Altitude Business Rewards Terms and Conditions (PDF 120KB)
*Based on monthly reporting, from 1st September 2023 to 31st August 2024, across all Westpac Rewards programs: Altitude Rewards, ShopBack and Discounts & Extras.
Westpac Rewards is available to most Westpac branded consumer credit and debit cards. Further card eligibility rules may apply for specific offers.
To receive the offer you must make an eligible purchase on an eligible Westpac credit or debit card and comply with the offer criteria.
Offers are valid for a limited time and may be varied or withdrawn at any time. Offers cannot be refunded, exchanged or redeemed for cash or credit.
Westpac is not responsible for the accuracy or completeness of claims made in relation to the services provided by merchants who are participating in providing these offers.
In some instances, Westpac do not fulfil the discounts or cashbacks, these will be fulfilled by Mastercard, ShopBack or our merchant partners.
This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.
Westpac Extras. Offers will be subject to their own Terms and Conditions. To receive cashback, you must make an eligible purchase on an eligible Westpac credit card and comply with the offer criteria. You will receive the cashback amount as a statement credit on your credit card account. This statement credit will normally be paid onto your credit card account within 7 days after the date on which the eligible purchase is processed. Eligibility criteria and Terms and Conditions apply.
Cashback (including Westpac bonus Cashback) is offered by ShopBack and not Westpac. Westpac bonus Cashback is offered exclusively to Westpac cardholders who have access to bonus Cashback on top of any other available Cashback. To receive Westpac bonus Cashback, you must add an eligible Westpac debit or credit card to your ShopBack account, make an eligible purchase on the same Westpac debit or credit card and meet the offer criteria. Eligibility criteria, Cashback withdrawal conditions and Terms and Conditions apply.
Rewards Points The earning and redemption of Altitude Points is subject to the Altitude Rewards Terms and Conditions or Altitude Business Rewards Terms and Conditions. You do not receive points if you have not paid the minimum payment due in full and on time and in other circumstances. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account.
® Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian Credit Licence 233714.