Understanding credit cards

From interest rates and balance transfers to fees, repayments and more.

Choosing your first credit card is an important financial decision. Here’s what you might want to consider.

It’s key for all credit cardholders to understand how interest works, how to take advantage of interest free periods, and importantly, how you could minimise the interest you pay on your credit card.

A cash advance is when you withdraw cash from your credit card. While convenient, cash advances often come with their own fees and higher interest rates.

Things you might want to know about annual fees, monthly fees, late fees, and more, so you can save money where it counts.

Credit card fraud is a very real threat in today’s ecommerce based society. We’ve compiled 10 things you can do to avoid it.