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- Understanding personal loans
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Understanding personal loans
Everything you need to know about the features and potential uses of the basic personal loan types.
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What is an unsecured personal loan?
What’s the difference between an unsecured personal loan and a secured personal loan and what does it mean for you?
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How much can I borrow?
If you're in the market for a personal loan, there are several factors to consider that may affect how much you could borrow.
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Understanding fixed and variable rates
Trying to choose between a fixed or variable rate personal loan? Here we explore the various pros and cons of each option.
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What’s a comparison rate?
It’s the advertised rate on a loan, including costs such as fees and charges, so you can better understand and compare the loan’s true cost.
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How do repayments work?
Repayments for each loan are based on a few factors, including the amount, the term and whether the interest rate is fixed or variable.
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How to apply for a loan
Here are 4 steps to prepare you for the process of applying for a loan so you can get your cash in hand faster.