Personal Accounts Terms & Conditions

Overseas Telegraphic Transfer (Outward):**

Summary of fees and charges table.

Clarification of the types of fees applicable for overseas telegraphic transfers (Outward) as follows: Overseas telegraphic transfer (Outward)

Any overseas branch or bank. Funds are normally available within 1–3 Business days.
 

$32.00 per transfer via branch.*

Nil per transfer in foreign currency via Online Banking and $20.00 per transfer in foreign currency via Corporate Online.^#

$20.00 per transfer in Australian Dollars via Online Banking or Corporate Online.^#

$25.00 when you ask us to advise you of the outcome of the transfer.*

$25.00 when you ask us to amend the transfer instructions.* 

$25.00 when you ask us to cancel the transfer and/or return the funds.*
 

* These fees are payable for other banking services and are not account-specific fees. They are current as at the effective date on the front of this document but are subject to change without notice. Contact us for more information about our fees for other banking services.

** Excess transaction fees may apply where you exceed any monthly withdrawal allowance that applies to your account. See the terms and conditions that apply to your account.

^# These fees are not included as part of any monthly withdrawal allowance. Excess transaction fees may apply where you exceed any monthly withdrawal allowance that applies to your account. See the Fees and Charges table that applies to your account.

Insertion of definition:

Corporate Online means the Westpac online banking platform where corporate and business customers can view, manage and transact on their accounts.

The Corporate Online Terms and Conditions and Fees and Information Sheet are located at www.westpac.com.au.

Section – General Matters - 28. The Banking Code of Practice  

Removing reference to asking for a hard copy of the Banking Code of Practice within a branch or over the phone.