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Compare business loans

Compare Westpac business loans to help you choose a loan for your needs. Compare interest rates, fees and features.

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Things you should know

Terms and conditions, fees, charges and credit and eligibility criteria, apply. ​

*Loan amount of up to $3m per customer, with a maximum of $3m in exposure across customer group facilities. Businesses must be operating and profitable for at least two years. Loans only available for purchase of owner-occupied non- specialised commercial property or business expansion. You should consider the increased risks associated with high loan to value ratio borrowing.​

 

^ Business Overdraft Establishment Fee Waiver:

Offer comprises waiving of the relevant establishment fee for any new Business Overdraft, or increase to an existing Business Overdraft, where the application is received and approved between 1 October 2024 and 31 December 2024.

  • You must have an eligible Westpac Business Transaction Account. 
  • This offer cannot be used in conjunction with any other offer and may be varied or withdrawn at any time. 
  • Excludes Temporary Overdrafts.
  • Applications that include other products may incur separate Establishment Fees for those products. 
  • If you think that there has been an error in your charging of an establishment fee please contact us.
  • Terms, conditions, fees, charges, credit criteria apply. 

 

1. Only for loans that are secured by residential or term deposit security. ​

2. For fixed term loans. 1 year, 2 year, 3 year terms via Business Advance only. ​

3. Conditions apply, subject to credit approval.​

4. Available on non-property development/construction variable rate loans (subject to credit approval and sector policy) with same day access to funds. ​

5. 24 hour access to funds is subject to systems availability. Excludes weekends and public holidays. ​