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Grow your retail business with Westpac

Point of sale integration4

Eliminate keying errors for faster, more reliable service and hassle-free reconciliations by integrating to a POS.

Retail-friendly technology4

POS provides tools to manage sales growth, inventory and client records, loyalty programs and more. 

Customisable features

Shift totals, over-the-phone payments, cash out and surcharging to recover processing costs.

Cutting-edge dashboard

Gain valuable insights and transaction and settlement data to speed up reconciliation and reporting.


Integrate with key point of sale partners4


What’s the right payment solution for my store?

On your phone

The EFTPOS Air mobile app is a fast, simple, and cost-effective method of accepting payments on the go using your compatible iPhone or Android device.1

Chosen by: New or mobile businesses, pop-up stores, market stalls, events or as a backup during busy periods.

In-store

EFTPOS Now with Presto is a flexible, portable, and convenient way to accept payments in-store and on the go, integrating with a diverse range of point of sale systems.1

Chosen by: New, established or expanding businesses, multi-site stores for ease of integration with your point of sale.

How does same-day settlement2 work?

Same-day settlement provides fast access to your daily eftpos, Visa® and Mastercard® takings with a Westpac business transaction account. For EFTPOS Now with Presto, this happens instantly3 at your preferred time, before 9:30pm. For EFTPOS Air this happens at 8:50pm.

Ready to get started?

Request a callback

Leave your details and one of our payment solution specialists will get back to you at a time that suits you.

or

Call 1800 029 749

8am-8pm (Sydney time), Mon-Fri to speak to a payment solution specialist.

Frequently asked questions

A merchant facility is a payment system that allows you to accept payments for your business. Examples include a mobile EFTPOS machine, an EFTPOS terminal that integrates with a point of sale (POS) system, or turning your phone into an EFTPOS terminal through a payment acceptance app. There are also online payment systems that enable a business to take one-off and recurring payments from bank accounts, and debit and credit cards.
 

Depending on the nature of your business, merchant facility payments could occur over the phone, online, at the counter, at the table, or on the go in a mobile business.

Help when you need it

24/7 technical support

In the fast-paced retail industry, technical issues must be resolved quickly and effectively. We’re here for you when you need us.

Things you should know

Applications for merchant services are subject to approval. Terms and conditions and other fees and charges (PDF 105KB) apply. Full details are available on request.


1. For a complete list of features and eligibility criteria for our products, visit EFTPOS Air or EFTPOS Now with Presto.
 
2 .Same day settlement:  Subject to system availability, settlement is performed directly after business day cut off. Business day cut-off for EFTPOS Air takes place 7-days a week at 8.50 pm (Sydney time). Settlement must be to an eligible Westpac business transaction account.
 
3. Westpac instant settlement functionality is not available between 9:30 pm and 11:00 pm - Sydney time. You can only perform a settlement once a day, before 9:30 pm (Sydney time). A settlement done after 11:00 will be processed as a settlement for the next day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to an eligible Westpac transaction account. Instant Settlement functionality is not available on Corporate Online. Instant Settlement is only available for Mastercard®, Visa® and eftpos transactions (plus UnionPay if using EFTPOS Connect).
4. Certain features are only available when supported by the POS system that is integrated to EFTPOS Now with Presto. The point of sale solutions are supplied by POS providers, not Westpac.  Westpac does not guarantee or endorse those products and any related features or services, please contact your POS provider to find out more or for support. You can  find out if your POS is compatible with the Presto app.
 

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


Visa® is a registered trademark of Visa International Service Association.


Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 


Android is a trademark of Google LLC.