Westpac Altitude credit cards offer you a choice between three great rewards programs - Altitude Rewards, Altitude Velocity or Altitude Qantas.
Our Black cards offer our highest level of rewards. You can choose to earn Altitude Points, Velocity Points or Qantas Points on our Altitude Black cards.
- Altitude Points – earn Altitude Points and you can redeem your points on over 2,000 rewards including premium brand and lifestyle products, gift vouchers and frequent flyer points in a range of airline programs
- Qantas Points – earn Qantas Points5 and you can redeem your points for flights and upgrades (where available) on Qantas, Jetstar and 35 partner airlines, and Qantas Store items. A $75 annual Altitude Qantas Rewards Program fee applies. Points are capped on eligible purchases up to $250k p.a.
- Velocity Points – earn Velocity Points and you can redeem your points for flights and upgrades, fuel, care hire or hotel stays, or a choice of rewards at the Velocity Rewards Store. A $75 annual Altitude Velocity Rewards Program fee applies.4
Earning Altitude Points
With an Altitude Points earning card, you can earn Altitude Points with every eligible purchases and redeem them for premium brands and lifestyle products, gift cards and frequent flyer points in a range of airline programs.
| Altitude Platinum | Altitude Black | |
|---|---|---|
| Mastercard | 3 points per $1 spend on the first $10,000 per calendar month on flights purchased directly in Australia from Qantas, Jetstar and Virgin Australia2
2 points per $1 spend on Spotify Premium, Uber, Uber Eats and Airbnb3 plus overseas transactions
1 point per $1 spend on all other eligible purchases1 |
6 points per $1 spend on the first $10,000 per calendar month on flights purchased directly in Australia from Qantas, Jetstar, Virgin Australia, Emirates and Singapore Airlines2
2 points per $1 spend at David Jones, Myer, The Iconic, Spotify Premium, Uber, Uber Eats and Airbnb3
1.25 points per $1 spend on all other eligible purchases1 |
| Visa Card | 1 point per $1 spend | n/a |
| Maximum points earn per statement cycle | Uncapped |
Uncapped |
For more information on Cards No Longer For Sale.
Earning Altitude Points1 (no longer for sale credit cards)
With an Altitude Points earning card, you can earn Altitude Points with every eligible purchase and redeem them for premium brands and lifestyle products, gift cards and frequent flyer points in a range of airline programs.
| Altitude Platinum Plus | Altitude | |
|---|---|---|
| Visa Card | 1 point per $1 spend
|
1 point per $1 spend |
| Mastercard | 1 point per $1 spend
|
1 point per $1 spend
|
| Maximum points earn per statement cycle | Uncapped | 5,000 points |
For more information on Cards No Longer For Sale.
Earning Velocity Points4
With a Velocity Points earning card, you can redeem your points for flights and upgrades, fuel, care hire or hotel stays, or a choice of rewards at the Velocity Rewards Store.
| Altitude Velocity Platinum | Altitude Velocity Black | ||
|---|---|---|---|
Mastercard |
0.5 Velocity Points per $1 spend | 0.75 Velocity Points per $1 spend | |
| Maximum points earn per statement cycle | Uncapped | Uncapped |
Earning Qantas Points5
When you select the Altitude Qantas rewards program, you can earn and redeem points for flights on Qantas and its partner airlines on eligible purchases.
| Altitude Qantas | Altitude Qantas Platinum | Altitude Qantas Black | ||
|---|---|---|---|---|
Mastercard |
n/a | 0.5 Qantas points per $1 spend | 0.75 Qantas points per $1 spend | |
| Visa Card | 0.5 Qantas points per $1 spend | 0.5 Qantas points per $1 spend | n/a |
|
| Points Cap | Maximum 2,500 Qantas Points earned per statement cycle | 0.5 Qantas Points per $1 on eligible purchases, up to $100,000 p.a.5 | 0.75 Qantas Points per $1 on eligible purchases, up to $250k p.a.5 |
For Altitude Qantas Platinum cards earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. For Altitude Qantas Black cards earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. This annual limit resets in January each year, based on your statement date. Bonus Points earned are not part of your annual cap. For more information on Cards No Longer For Sale.
Earning Qantas Points (no longer for sale credit cards)
Qantas Points earned on eligible purchases posted to your Card Account can be redeemed for flights, upgrades and rewards from the online Qantas store.
| Earth | Earth Platinum | Earth Platinum Plus | Earth Black | |
|---|---|---|---|---|
| Mastercard | 0.4 points per $1 spend | 0.5 points per $1 spend | 0.5 points per $1 spend | 0.625 points for each $1 spend |
| Maximum points earn per cycle | 2,500 points | 3,750 points | 3,750 points | Uncapped |
See qantas.com/frequentflyer to find out what you can redeem your Qantas Points for.
For more information on Cards No Longer For Sale.
| Altitude Qantas Platinum Plus | Altitude Business Qantas Gold | |
|---|---|---|
| Visa Card | 0.5 Qantas points per $1 spend | 0.5 Qantas points per $1 spend |
| Maximum points earn per statement cycle | Uncapped | 10,000 points |
For more information on Cards No Longer For Sale.
Earning Singapore Airlines KrisFlyer miles6 (no longer for sale credit cards)
Singapore Airlines KrisFlyer miles can be redeemed for flights on Singapore Airlines and more than 20 airline partners.
| Card type | KrisFlyer miles earned per $1 spent on eligible purchases | |
|---|---|---|
| Visa | ||
| Singapore Airlines Westpac Gold | 0.5 |
|
| Singapore Airlines Westpac Platinum | Within Australia: 0.5 Outside Australia: 1.5 |
|
Find out what you can redeem your KrisFlyer miles at singaporeair.com/krisflyer.
Things you should know
1. Altitude Points & eligible purchases: How you earn and redeem Altitude Points is subject to the
Altitude Terms and Conditions (PDF 117KB).Eligible Purchases include purchases made on your card account, but exclude payments to the Australian Taxation Office, interest, fees, cash, cash equivalent transactions, BPAY and BPAY equivalent transactions, refunds and balance transfers. Excludes Altitude Qantas and Altitude Velocity.
2. Accelerated Earn - Flights: Applies only to flights purchased in Australia directly from the above listed participating airlines using your Altitude Black Mastercard or Altitude Platinum Mastercard. Excludes flights not purchased directly with the participating airlines in Australia, for example flights purchased through a travel agent, online aggregators or other airlines such as a code-share etc. Excludes Altitude Qantas and Altitude Velocity cards. Participating airlines are subject to change.
3. Accelerated Earn - Shop, Stream, Ride and Stay: Applies only to domestic spend made in Australian dollars or any other currency (and converted to Australian dollars) using your card or card account with a Merchant who is located in Australia. Excludes Altitude Qantas and Altitude Velocity. Participating merchants are subject to change.
4. Velocity Points: The earning and redemption of Velocity Points is subject to the
Altitude Terms and Conditions (PDF 117KB). In order to earn and redeem points, you must be a member of the Velocity Frequent Flyer program.
5. Qantas points: The earning and redemption of Qantas Points is subject to the
Earth Rewards Terms and Conditions (PDF 107KB) for Earth cardholders, and
Altitude Terms and Conditions (PDF 117KB) for Altitude cardholders. You must be a member of the Qantas Frequent Flyer program to earn and redeem points in accordance with the terms and conditions of the Qantas Frequent Flyer program.
For Altitude Qantas Platinum cards, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. For Altitude Qantas Black cards, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. This annual limit resets in January each year, based on your statement date. Bonus Points earned are not part of your annual cap.
For Altitude Qantas Platinum cards, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. For Altitude Qantas Black cards, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. This annual limit resets in January each year, based on your statement date. Bonus Points earned are not part of your annual cap.
6. Kris Flyer Miles: The earning and redemption of KrisFlyer miles is subject to the Singapore Airlines Westpac Platinum Credit Cards Conditions of Use (PDF 361KB). You must be a member of the KrisFlyer programme to earn and redeem miles in accordance with the terms and conditions of the KrisFlyer programme.
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