Skip to main content Skip to main navigation
Skip to access and inclusion page Skip to search input

Activate your card

When you receive a new Westpac card, it’s now easier to activate it.

Search Activate, with your Westpac card details ready and you'll be good to go in minutes.

Digital Card

It's a digital version of your card, instantly available 24/7 in the Westpac App.

Use it to shop online and pay bills with the added security of a dynamic CVC that updates every 24 hours.

Change your card PIN

For personalised security, choose your own card PIN.

Protect your money by setting or changing your card PIN anytime in Online Banking or the Westpac App.

Find Cards Hub with Smart Search

Simply type Cards Hub in the Smart search bar to manage and control your cards easily through the Westpac App.

Find out more

Card Lock

If you’ve misplaced your card and there’s a chance you’ll find it, a temporary lock keeps your card secure while you look for it. 

Once you've found it, you can unlock it, or if you can't find it report it lost or stolen.

Report a card lost or stolen

If your card has been lost, or stolen, you can cancel your card and request a new one in Online Banking or the Westpac App.

Use your Digital Card right away to access your money as you wait for your new card to arrive.

Card damaged or expired?

If your card is damaged, faded or won’t tap, requesting a replacement one in Online Banking or the Westpac App.

Your replacement card will have the same card number, so you won’t need to update any regular payments or your Digital Card.

How to access the Cards Hub

In the Westpac App

Before trying these instructions make sure you update to the latest version of the app.  

  1. Search Cards Hub 
  2. Access your Digital Card and other card management features

Other card management features

  • Credit Card Autopay

    Automatically makes your monthly credit card repayments or PartPay payments from both Westpac and non-Westpac transaction accounts so you’ll never forget.

    Find out more

  • Notification of overseas travel

    If you're heading overseas, it's a good idea to let us know so we can keep an eye on your accounts while you're away and report any suspicious activity.

    Learn more

  • Gambling Block

    This feature enables customers to plan and manage their personal credit card and debit card spending by preventing transactions with merchants related to gambling.

    How it works

  • Manage your notifications

    With Push Notifications, receive messages on your mobile when money goes in and out of your accounts, a credit card repayment is due, or you've changed your daily limit or contact details.

    Discover more

Things you should know

Read the Westpac Online Banking Terms and Conditions (PDF 407KB) at westpac.com.au before making a decision and consider whether the product is right for you.

Consumer Deposit accounts and debit cards – Terms and Conditions

Westpac Debit Mastercard® Terms and Conditions for Personal Customers (PDF 216KB)

Consumer Credit Cards - Terms and Conditions

Credit Card Terms and Conditions (PDF 264KB)

Altitude Business Credit Cards - Conditions of Use

Altitude Business credit cards  (PDF 376KB)

The Instant Digital Card is only available in the Westpac App and supported with the latest version of the Westpac App. The terms and conditions applicable to your product also apply to the use of your digital card. Online Banking Terms & Conditions also apply. You may not always be able to access your digital card.

Cards to which a temporary lock can be applied will be listed when you sign into Westpac App or Online Banking and visit Lock a card temporarily under Cards services. Available on personal credit and Mastercard® debit cards only.

No additional cardholders allowed on Flex Card.

Debit Mastercard®: Westpac Choice Youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google Play and the Google Play logo are trademarks of Google LLC.