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What is Westpac Verify?

When adding a new payee, to a BSB and account number, we’ll do a check to see if the account details you’ve entered have been commonly used. This is based on the history of other payments made within the Westpac Group.

This may help provide you greater certainty in the accuracy of the information you've entered, helping to reduce the risk of mistaken payments as well as Payment Redirection or Business Email Compromise scams.


What will I see

We've got history

The account details you’ve entered appear to have been commonly used by customers of the Westpac Group when making payments to this account.

Is that the right name?

We've not seen the account name (or a variation of) on payments made to this BSB and account number. Call the payee to confirm the details are correct or check you've not made a typo.

We don't have enough info

We've not seen enough payments from customers of the Westpac Group to the payee details you've entered. Call the payee to confirm the details or check you've not made a typo.

There's a problem

We've encountered a technical issue and can’t locate information about this account. You can continue but we recommend you call the payee to confirm the details before proceeding.

Important:

You can still proceed with a payment in any of these scenarios. To be sure though, always speak to the payee first to confirm the account details, as it could be a new account or there may be a typo. You may not get your money back if you pay the wrong person or if it's a scam.

Scams can happen anywhere anytime

Scammers constantly evolve their approach, using different tactics to make you pay, or gain access to your personal or financial information. Remember, a scam can happen to anyone.

Learn about different types of scams

Frequently Asked Questions

Westpac Verify is designed to help prevent payments to incorrect account details and helps protect you from payment redirection scams or mistaken payments.

Payment redirection scams, sometimes called business email compromise scams, occur when scammers send emails or messages asking you to send money to new or updated payee details.

Mistaken payments can occur when you enter incorrect details. 

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Westpac SaferPay

If we spot a warning sign on your payment, we’ll ask you about it. The extra questions will only appear when we detect a potential scam.

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Use your Digital Card

Find the digital version of your card* in the Westpac App. With a dynamic CVC security code that changes every 24 hours, it reduces the risk of fraudulent activity, if your details are compromised.

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Get alerts from the App

Get real-time security notifications, that you know are from us, to help flag any suspicious transactions.

Things you should know

* The Digital Card is only available in the Westpac App and supported with the latest version of the Westpac App. The terms and conditions applicable to your product also apply to the use of your digital card. Online Banking Terms & Conditions also apply. You may not always be able to access your digital card.

 

Westpac Verify screening is based on the payment information available in our systems, at the time you add or edit your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match.

Westpac Verify applies to Westpac Online Banking and our Mobile App only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times.

 

If your Westpac account is compromised as a result of online fraud, we guarantee to repay any missing funds, providing you comply with our Westpac Online Banking Terms and Conditions. This includes keeping your sign-in details (including passwords, Westpac Protect™ SMS codes and SecurID® Token codes) private. You must inform us immediately if you suspect the security of your access details has been compromised, or you suspect an unauthorised transaction or potential fraud on your accounts. Please refer to the Westpac Online Banking Terms and Conditions (PDF 555KB).