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Discover your borrowing power in 10 minutes

  • Want to borrow between $10k and $5m? 
  • Looking for a business loan, business overdraft or vehicle and equipment finance?

We can help. Just have these documents handy:

  • Latest annual financial statements or business tax return
  • 12 months' business activity statements from the ATO
  • Signed copy of your lease agreement (only required for property investments)

 

Enquire now to book in your 10 min borrowing power chat or if you just need to talk through your business needs.

 

Why choose our loans and finance?

Business lending experts

Lean into the support of our lending experts. They're here to help. 

Flexible features and competitive rates 

Take control with tailored rates and features to suit your business.

Backing businesses big and small

We don't just help the big guys. From startup to established, we've got you covered. 

 

Award-winning customer satisfaction

We’ve won Canstar’s 2024 award for Most Satisfied Customers – Business Bank.

Popular choices

Business loan

Grow your business, buy property or refinance other debt.

  • Borrow from $10k
  • Redraw available for secured loans

Business overdraft

Access extra funds when your business transaction account drops below $0.

  • Only pay interest on what you use            
  • Repay anytime

Car and equipment finance

Get the vehicle or equipment that your business needs.

  • Borrow $15k - $250k
  • Get potential tax benefits

Support to start or develop a business

Startup your ambition

Is it time to turn your side hustle into a real business? Or branch out on your own? A business loan for startups could help get your dreams off the ground.

Business loan for startups

OR

Grow your business

You've passed the startup stage and have been trading for over a year but need a funding boost. Explore our small business loans to achieve your goals.

Small business loans

What customers have said about their borrowing experience

"We were over the moon and very appreciative of the speed with which we were able to get an approval" (Lawn Mowing business, VIC)

 

"I was extremely satisfied with how quick we were able to apply and receive our funds. It took away a lot of stress out of our expansion" (Film Producer, QLD)

 

"Applying was really easy and meant we were able to purchase the property knowing we had the funds" (Bedding retailer, VIC)

Source: Westpac business lending applicants 2023.

Keep exploring

Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for more details.

 

The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. Customers must seek their own independent tax advice in relation to their individual circumstances.

Read about changes affecting some business and equipment finance contracts entered into, renewed or varied from 12 November 2016.