Loans and finance
Special offer: $0 establishment fee with a Business Overdraft^
For a limited time, you’ll save $250 or more on the establishment fee when you add an overdraft to a business transaction account. Offer is available for applications received and approved between 1 October 2024 and 31 December 2024.
Limited time offer. Credit and eligibility criteria, T&Cs, fees and charges apply. Westpac Business transaction account required.
Discover your borrowing power in 10 minutes
- Want to borrow between $10k and $5m?
- Looking for a business loan, business overdraft or vehicle and equipment finance?
We can help. Just have these documents handy:
- Latest annual financial statements or business tax return
- 12 months' business activity statements from the ATO
- Signed copy of your lease agreement (only required for property investments)
Enquire now to book in your 10 min borrowing power chat or if you just need to talk through your business needs.
Why choose our loans and finance?
Business lending experts
Lean into the support of our lending experts. They're here to help.
Flexible features and competitive rates
Take control with tailored rates and features to suit your business.
Backing businesses big and small
We don't just help the big guys. From startup to established, we've got you covered.
Award-winning customer satisfaction
We’ve won Canstar’s 2024 award for Most Satisfied Customers – Business Bank.
Popular choices
Support to start or develop a business
Startup your ambition
Is it time to turn your side hustle into a real business? Or branch out on your own? A business loan for startups could help get your dreams off the ground.
OR
Grow your business
You've passed the startup stage and have been trading for over a year but need a funding boost. Explore our small business loans to achieve your goals.
What customers have said about their borrowing experience
"We were over the moon and very appreciative of the speed with which we were able to get an approval" (Lawn Mowing business, VIC)
"I was extremely satisfied with how quick we were able to apply and receive our funds. It took away a lot of stress out of our expansion" (Film Producer, QLD)
"Applying was really easy and meant we were able to purchase the property knowing we had the funds" (Bedding retailer, VIC)
Source: Westpac business lending applicants 2023.
Keep exploring
More cash flow support
Help when you need it
Things you should know
Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for more details.
^ Business Overdraft Establishment Fee Waiver:
Offer comprises waiving of the relevant establishment fee for any new Business Overdraft, or increase to an existing Business Overdraft, where the application is received and approved between 1 October 2024 and 31 December 2024.
- You must have an eligible Westpac Business Transaction Account.
- This offer cannot be used in conjunction with any other offer and may be varied or withdrawn at any time.
- Excludes Temporary Overdrafts.
- Applications that include other products may incur separate Establishment Fees for those products.
- If you think that there has been an error in your charging of an establishment fee please contact us.
- Terms, conditions, fees, charges, credit criteria apply.
The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. Customers must seek their own independent tax advice in relation to their individual circumstances.
Read about changes affecting some business and equipment finance contracts entered into, renewed or varied from 12 November 2016.