New to Australia

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.

Debit Mastercard®: Westpac Choice Youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address.

1. Global ATM: A 3% Foreign Transaction Fee applies to overseas debit or credit card withdrawals. A 3% cash advance fee applies to credit card withdrawals where the "Credit" option is selected. A list of Global Alliance members is available. It is important to know that the functionality to withdraw money from a linked Westpac account via Credit Card is not available when using overseas ATMs, including Global Alliance ATMs. To ensure access to Savings and or Cheque account funds when overseas please speak to us about obtaining a Debit Mastercard®.

# $50 Cashback offer: Fees and charges apply. Read the  Deposit Accounts for Personal Customers Terms and Conditions (PDF 645KB) before making a decision and consider whether the product is right for you. To receive AUD$50, you must: open a new Westpac Choice account between 1 December 2024 and 31 March 2025, have never held a transaction account with Westpac before, and deposit a minimum of $100 into the new account within 10 days of account opening.  The offer is available for customers who are new to Australia   (arrived in the last 12 months) and over 18 years of age. Customers must hold a valid foreign issued identification document in our identification checklist (PDF 657KB). For joint accounts, both account holders must not have held a Westpac transaction account before. The AUD$50 promotion amount will be paid into the Customer’s Westpac Choice account within 50 days of meeting these Terms and Conditions. The Westpac Choice account must remain open during that period to receive the cashback reward. Limited to only one eligible account per eligible individual (including where it is a joint account) and paid to the Westpac Choice account that was opened first. Not available in conjunction with any other offer unless we determine otherwise. We reserve the right to withdraw, amend or extend this offer at any time. We recommend you seek an independent, professional tax advice to determine tax implications on the cashback based on your personal circumstances. 

Read the Apple Pay Terms and Conditions (PDF 42KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.