FAQs

What is the difference between selecting CHQ or SAV rather than the Mastercard payment option for my Mastercard Debit card?

If you use a Westpac Mastercard Debit card on the Mastercard network the transaction is processed in the same manner as other payments on the Mastercard network. The merchant may pass on the transaction fee charged by their bank for processing payments on the Mastercard network.
 

If you use a Westpac Mastercard Debit card on the eftpos network (select eftpos CHQ or SAV on your device), it is processed as an eftpos transaction. The merchant may pass on the transaction fee charged by their bank for processing payments on the eftpos network.
 

Check with the merchant prior to making a payment to confirm if any fees are charged for your selected payment option.

If you want to take cash out with your Debit card you will need to select an eftpos CHQ or SAV option.