FAQs

What is the ‘Estimated Total Repayment’ of SmartPlan?

Your Estimated Total Repayment is a figure we calculate at the time you set up your SmartPlan to calculate your monthly SmartPlan Repayment. This figure is the sum of the initial SmartPlan Remaining Balance and the estimated total interest that will be charged.  

SmartPlan is available now on all Westpac personal credit cards.