FAQs

When you have a SmartPlan and Autopay arrangement set up for:

• Statement closing balance, then your Autopay will cover the Monthly Payment Balance shown on your statement. Choose this option to retain an interest-free period on new purchases.
• The minimum payment, then your Autopay will cover the Monthly Payment. Choose this option to keep your SmartPlan active but note you will not retain an interest-free period on new purchases.
• A fixed dollar amount or A fixed percentage Autopay amount, then you will need to update your Autopay preference before you can request a SmartPlan. You will need to choose either the Statement closing balance or The minimum payment Autopay option, and refer to the two points outlined above.

Regardless of any changes due to you setting up a SmartPlan, Autopay will always collect at least the Minimum Payment Due.